540 Elm Ave, Wake Forest, NC 27587 Property Records

Wake County property record for 540 Elm Ave, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,632 sqft · built 2006
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Apr 2020)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1840.07-69-5916-000`

Property Details

APN / Parcel Number

Primary APN	`1840.07-69-5916-000`
Alternative APNs	`1840.07-69-5916 0322676` `1840695916` `0322676`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0322676
Street Address	540 ELM AVE
City	WAKE FOREST
State	NC
Zip	27587-2782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UMX
Legal Description	LT44 AVONDALE TWNHMES PH1 BM2004-1749
Legal Subdivision	AVONDALE TWNHM
Legal Phase	1
Legal Lot Number	44
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	3
Census Block	3007
Census Tract	54224

Owner

Source: Wake County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 ELM AVE, WAKE FOREST, NC 27587-2782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HM LOANS
Feb 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 19, 2019	Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG
Mar 19, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Book / Page	17829 / 1575
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	540 ELM AVE, WAKE FOREST, NC 27587-2782
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18753/1566
Date	Oct 19, 2021
Book Page	18753/1566

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 17, 2020
Property Address	540 ELM AVE, WAKE FOREST, NC 27587-2782
Document Number	178291575
Book / Page	017829 / 001575
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ELM AVE WAKE FOREST NC 275872782, WAKE FOREST, NC 27587-2782

Mortgage

Document Number	178291577
Date	Apr 17, 2020
Book Page	017829/001577

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 10, 2020
Property Address	540 ELM AVE, WAKE FOREST, NC 27587-2782
Document Number	177422324
Book / Page	017742 / 002324
Instrument Date	Feb 10, 2020
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$326.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	616 WALTERS DR WAKE FOREST NC 275876179, WAKE FOREST, NC 27587-6179

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	540 ELM AVE, WAKE FOREST, NC 27587-2782
Document Number	174342245
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ELM AVE WAKE FOREST NC 275872782, WAKE FOREST, NC 27587-2782

Mortgage

Document Number	174342245
Date	May 7, 2019
Book Page	017434/002245

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	540 ELM AVE, WAKE FOREST, NC 27587-2782
Document Number	174342253
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ELM AVE WAKE FOREST NC 275872782, WAKE FOREST, NC 27587-2782

Mortgage

Document Number	174342253
Date	May 7, 2019
Book Page	017434/002253

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,721.00 (+48.28%)	$306,354 (+96.06%) Land $80,000 Building $226,354	$306,354 (-) Land $80,000 Building $226,354
2024			$306,354 (+96.06%) Land $80,000 Building $226,354
2023	$1,835.00	$156,258 Land $30,000 Building $126,258	$156,258 Land $30,000 Building $126,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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