Hamilton County property record for 540 Elberon Ave, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,096 sqft · built 1909 |
| Lot Size | 0.198 acres (8,668 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,000 (Jul 2017) |
| Tax Bill | $2,878 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-0026-0011-00 |
| Primary APN | 178-0026-0011-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| 2nd Floor Area | 1,072 sqft |
| Attic | Attic |
| Attic Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Year Built | Built 1909 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,668 sqft (0.198 acres) |
| Lot Dimensions | 179 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 272 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 540 ELBERON AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 540 ELBERON AVE 50 X 179.35 IRR LOT 5 ELBERON LAND CO SUB |
| Legal Subdivision | ELBERON LAND CO SUB |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 9600 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 ELBERON AVE, CINCINNATI, OH 45205-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jul 13, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on Record |
| Deed Sale | Jul 13, 2017 · Amount on Record |
| Prior Sale | Oct 24, 2014 · Amount on Record |
| Deed Document Number | 17-0063070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 540 ELBERON AVE, CINCINNATI, OH 45205-2302 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 540 ELBERON AVE, CINCINNATI, OH 45205-2302 |
| Document Number | 0000056710 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 14977/1083 |
| Instrument | 2023-0056710 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2017 |
| Property Address | 540 ELBERON AVE, CINCINNATI, OH 45205-2302 |
| Document Number | 0000003070 |
| Map Reference | MB 14 PG 24 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 17-0063070 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 ELBERON AVE, CINCINNATI, OH 45205-2302 |
| Document Number | 0000003071 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 17-0063071 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,878.00 (+3.12%) | $46,596 (-) Land $3,626 Building $42,970 | |
| 2024 | $2,791.00 (-2.21%) | $46,596 (-) Land $3,626 Building $42,970 | |
| 2023 | $2,854.00 (+11.53%) | $46,596 (+24.42%) Land $3,626 Building $42,970 | $133,130 (+24.42%) Land $10,360 Building $122,770 |
| 2022 | $2,559.00 Homeowner's exemption | $37,450 Land $3,192 Building $34,258 | |
| 2020 | $107,000 Land $9,120 Building $97,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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