540 el Cerrito Dr, Red Bluff, CA 96080 Property Records

Tehama County property record for 540 el Cerrito Dr, Red Bluff, CA 96080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1956
Lot Size	0.225 acres (9,809 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Dec 2023)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-094-001-000`

Property Details

APN / Parcel Number

Primary APN	`031-094-001-000`
Alternative APNs	`031094011` `03109401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	9,809 sqft (0.225 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	540 EL CERRITO DR
City	RED BLUFF
State	CA
Zip	96080-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 1 BLK 1 BAYLES SUB
Legal Subdivision	BAYLES SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	TEHAMA CA
Township / Civil Division	RED BLUFF
Census Block Group	1
Census Block	1000
Census Tract	701

Owner

540 el Cerrito Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Tehama County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 EL CERRITO DR, RED BLUFF, CA 96080-4015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Grant Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 14, 2020	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	202312428
Prior Transfer Date	Apr 18, 2016
Prior Transfer Doc	0000004068
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TEHAMA CA
Recording Date	Dec 21, 2023
Property Address	540 EL CERRITO DR, RED BLUFF, CA 96080-4015
Document Number	0000012428
Map Reference	MB J PG 56&57
Instrument Date	Dec 19, 2023
Instrument	2023012428
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 EL CERRITO DR, RED BLUFF, CA 96080-4015

Mortgage

Document Number	0000012429
Date	Dec 21, 2023
Instrument	2023012429

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TEHAMA CA
Recording Date	Aug 14, 2020
Property Address	540 EL CERRITO DR, RED BLUFF, CA 96080-4015
Document Number	0000009672
Instrument Date	Aug 13, 2020
Instrument	9672
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 EL CERRITO DR RED BLUFF CA 96080, RED BLUFF, CA 96080

Mortgage

Document Number	9673
Date	Aug 14, 2020
Instrument	9673

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 540 el Cerrito Dr was $2,811 with a homeowner's exemption.

Source: Tehama County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Tehama County
Municipality	Red Bluff City
Elementary School District	Red Bluff Union Elementary School District (KG - 08)
Secondary School District	Red Bluff Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,988 (+2%) Land $62,424 Building $220,564
2025	$2,811.00 Homeowner's exemption	$277,440 Land $61,200 Building $216,240
2023	$2,444.00 (+0.66%)	$235,130 Land $46,818 Building $188,312
2022	$2,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 el Cerrito Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 el Cerrito Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED BLUFF serves 14,286 people · EPA ID CA5210004
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DM-Tech Internet.

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