540 Edmund Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 540 Edmund Ter, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details2,502 sqft · built 1950
Lot Size0.309 acres (13,459 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (Mar 2017)
Tax Bill$13,118 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-06603-0000-00001

Property Details

APN / Parcel Number

Primary APN46-06603-0000-00001
Alternative APNs
  • 460660300001
  • 642400

Interior

Stories1 Story
Building Area2,502 sqft Living Area
1st Floor Area2,502 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area13,459 sqft (0.309 acres)

Location & Zoning

Account Number642400
Street Address540 EDMUND TER
CityPARAMUS
StateNJ
Zip07652-5634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description75XIRR 5.2LT
Legal SubdivisionFOREST MANOR
Legal Block6603
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1004
Census Tract42102

Owner

540 Edmund Ter is owned and occupied by two individuals who bought it in March 2017.

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address540 EDMUND TER, PARAMUS, NJ 07652-5634
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Mar 16, 2017Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2017 · Amount on File
Deed SaleMar 16, 2017 · Amount on File
Prior SaleDec 21, 1994 · Amount on File
Deed Document Number201723434
Deed Book / Page2564 / 401
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address540 EDMUND TER, PARAMUS, NJ 07652-5634
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041360295
DateMay 11, 2021
Book Page4136/295
Instrument2021073883
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueFeb 1, 2051

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 16, 2017
Property Address540 EDMUND TER, PARAMUS, NJ 07652-5634
Document Number0025640401
Book / Page02564 / 0401
Instrument DateFeb 24, 2017
Instrument17-023434
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,450.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address540 EDMUND TER, 540, PARAMUS, NJ 07652-5634

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 EDMUND TER, PARAMUS, NJ 07652-5634

Mortgage

Document Number0025640406
DateMar 16, 2017
Book Page02564/0406
Instrument17-023434.01
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 540 Edmund Ter was $13,118, up 5.4% from the year before.

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$929,300 (+6.19%) Land $496,200 Building $433,100$929,300 (+6.19%) Land $496,200 Building $433,100
2025$13,118.00 (+5.37%)$875,100 Land $454,100 Building $421,000$875,100 Land $454,100 Building $421,000
2024$12,449.00
2023$785,800 Land $403,100 Building $382,700$785,800 Land $403,100 Building $382,700
2022$11,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Edmund Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Edmund Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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