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540 Echo Ln, San Marcos, CA 92078 Property Records

San Diego County property record for 540 Echo Ln, San Marcos, CA 92078

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,738 sqft · built 2001
Lot Size0.208 acres (9,065 sqft)
Owner2 Company Names on File
Last Sale$1,400,000 (Jun 2023)
Tax Bill$11,231 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN221-841-82-00

Property Details

APN / Parcel Number

Primary APN221-841-82-00
Alternative APN
  • 2218418100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,738 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area9,065 sqft (0.208 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2218418100
Street Address540 ECHO LN
CitySAN MARCOS
StateCA
Zip92078-4205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPA
Legal DescriptionPAR A TR PM19715
Legal SubdivisionCORONADO RANCHO LAS PALMAS
Legal Tract1019715
Legal Block1
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract20044

Owner

Source: San Diego County records · APN 221-841-82-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address540 ECHO LN, SAN MARCOS, CA 92078-4205
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 26, 2023Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleOct 31, 2003 · Amount on Record
Deed Document Number2023165594
Prior Transfer DateJul 19, 2007
Prior Transfer Doc0000492556
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address540 ECHO LN, SAN MARCOS, CA 92078-4205
Transaction TypeMortgage
Record UpdatedNov 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 ECHO LN, SAN MARCOS, CA 92078-4205

Mortgage

Document Number0000296711
DateOct 27, 2023
Instrument2023-0296711
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2038

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 26, 2023
Property Address540 ECHO LN, SAN MARCOS, CA 92078-4205
Document Number0000165594
Instrument DateMay 24, 2023
Instrument2023-0165594
Transaction TypeTransfer
Record UpdatedJul 05, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 ECHO LN, SAN MARCOS, CA 92078-4205

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$925,636 (+2%) Land $660,904 Building $264,732
2025$11,231.00 (+23.46%) Homeowner's exemption$907,488 (+21.85%) Land $647,946 Building $259,542
2023$9,097.00 (+1.72%)$744,771 (+2%) Land $297,902 Building $446,869
2022$8,943.00$730,168 Land $292,061 Building $438,107

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
San Diego Broadband
Fixed Wireless		500 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Cox Communications, T-Mobile USA, Verizon.

Based on FCC filings for 783 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVALLECITOS WD
serves 114,700 people
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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