Cook County property record for 540 E Wilson St, Palatine, IL 60074
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,301 sqft · built 1987 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $482,000 (Dec 2015) |
| Tax Bill | $11,749 (2023) |
| Deeds & Mortgages | Dec 2021 Line of Credit May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-14-404-026 |
| Primary APN | 02-14-404-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.276 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 540 E WILSON ST |
|---|---|
| City | PALATINE |
| State | IL |
| Zip | 60074-5452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (KOLLERS) RESUB OF LTS11&12 IN BLK1 OF A T MCINTOSH & COS PALATINE NW HIGHWAY ADD IN THE SW SE SEC 14-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 14 |
| Legal Subdivision | HIGHWAY ADD |
| Legal Block | 1,A,T |
| Legal Lot Number | 11,12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 803800 |
540 E Wilson St is owned and occupied by an individual who bought it in December 2015.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 E WILSON ST, PALATINE, IL 60074-5452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK |
| May 29, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK |
| Mar 27, 2019 | Deed of Trust, Mortgage OXFORD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2015 · Amount on File |
| Deed Sale | Dec 15, 2015 · Amount on File |
| Prior Sale | Jun 21, 1996 · Amount on File |
| Deed Document Number | 201533009 |
| Prior Transfer Date | May 24, 1996 |
| Prior Transfer Doc | 0000000265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 540 E WILSON ST, PALATINE, IL 60074-5452 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 E WILSON ST, PALATINE, IL 60074-5452 |
| Document Number | 0035549010 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2135549010 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 540 E WILSON ST, PALATINE, IL 60074-5452 |
| Document Number | 1916408071 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 540 E WILSON ST PALATINE IL 600745452, PALATINE, IL 60074-5452 |
| Document Number | 1916408071 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 16408071 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631-3655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 540 E WILSON ST, PALATINE, IL 60074-5452 |
| Document Number | 1908755149 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Address | 540 E WILSON ST PALATINE IL 600745452, PALATINE, IL 60074-5452 |
| Document Number | 1908755149 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 8755149 |
| Name | OXFORD BK |
|---|---|
| Type | Bank |
| Address | 1111 W 22ND ST # 800, OAK BROOK, IL 60523-1936 |
| Amount | Amount on Record |
|---|
| Rate | 4.85% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Palatine Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,000 Land $8,400 Building $44,600 | $530,000 Land $84,000 Building $446,000 | |
| 2023 | $11,749.00 (+3.65%) | ||
| 2022 | $11,335.00 Homeowner's exemption | $43,000 Land $7,200 Building $35,800 | $430,000 Land $72,000 Building $358,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 E Wilson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 540 E Wilson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALATINE serves 70,875 people · EPA ID IL0312340 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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