San Joaquin County property record for 540 E Torosa Pl, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,881 sqft · built 2021 |
| Lot Size | 0.05 acres (2,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $651,000 (Aug 2021) |
| Tax Bill | $10,634 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-520-090-000 |
| Primary APN | 262-520-090-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,881 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Lot Area | 2,184 sqft (0.05 acres) |
| Garage Type | Mixed |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 540 E TOROSA PL |
|---|---|
| City | MOUNTAIN HOUSE |
| State | CA |
| Zip | 95391-8027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 127 MTN HSE NBH 'D' UNIT NO 2 & 4 TRACT 3670 |
| Legal Tract | 3670 |
| Legal Lot Number | 127 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 5223 |
Source: San Joaquin County records · APN 262-520-090-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 540 E TOROSA PL, MOUNTAIN HOUSE, CA 95391-8027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Deed Document Number | 2021-138270 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 18, 2021 |
| Property Address | 540 E TOROSA PL, MOUNTAIN HOUSE, CA 95391-8027 |
| Document Number | 0000138270 |
| Map Reference | MB 43 PG 128 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021-138270 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 540 E TOROSA PL, MOUNTAIN HOUSE, CA 95391-8027 |
| Document Number | 0000138271 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-138271 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,634.00 (+3.86%) | $690,469 (+4.04%) Land $206,935 Building $483,534 |
| 2023 | $10,239.00 (+1.97%) | $663,658 Land $198,900 Building $464,758 |
| 2022 | $10,041.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 513 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 400 / 80 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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