540 E Shore Dr, Canton, GA 30114 Property Records

Cherokee County property record for 540 E Shore Dr, Canton, GA 30114

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,744 sqft · built 1999
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2024)
Tax Bill	$7,810 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15N08C 051`

Property Details

APN / Parcel Number

Primary APN	`15N08C 051`
Alternative APNs	`15N08C-00000-051-000` `1195540` `401988`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,744 sqft Living Area
Gross Area	7,035 sqft
1st Floor Area	2,291 sqft
Upper Floors Area	884 sqft
Basement Area	2,291 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	114 sqft
Deck Area	1,199 sqft
Patio Area	381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	401988
Street Address	540 E SHORE DR
City	CANTON
State	GA
Zip	30114-6890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 94 LAKE SOVEREIGN PHASE II
Legal Subdivision	LAKE SOVEREIGN PH 02
Legal Phase	2
Legal Lot Number	94
Jurisdiction	CHEROKEE GA
Township / Civil Division	HOLLY SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	90710

Owner

Source: Cherokee County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 E SHORE DR, CANTON, GA 30114-6890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Apr 7, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Jul 21, 2017	Deed of Trust, Mortgage · FHA Mortgage PRIMARY CAPITAL
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL
Mar 14, 2017	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Apr 14, 2022 · Amount on Record
Deed Book / Page	14949 / 333
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	0127540282
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	540 E SHORE DR, CANTON, GA 30114-6890
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E SHORE DR, CANTON, GA 30114-6890

Mortgage

Document Number	0150581195
Date	Oct 3, 2025
Book Page	0000015058/0000001195

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	540 E SHORE DR, CANTON, GA 30114-6890
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E SHORE DR, CANTON, GA 30114-6890

Mortgage

Document Number	0144602150
Date	Apr 7, 2020
Book Page	0000014460/0000002150
Instrument	2020013114

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	540 E SHORE DR, CANTON, GA 30114-6890
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141960758
Date	Jul 21, 2017
Book Page	14196/758
Instrument	2017025695

Lender

Name	PRIMARY CAPITAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Apr 14, 2022
Property Address	540 E SHORE DR, CANTON, GA 30114-6890
Document Number	0147810693
Book / Page	14781 / 693
Instrument Date	Apr 14, 2022
Instrument	2022-004408
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E SHORE DR, CANTON, GA 30114-6890

Mortgage

Document Number	0147810696
Date	Apr 14, 2022
Book Page	0000014781/0000000696

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHEROKEE GA
Property Address	540 E SHORE DR, CANTON, GA 30114-6890
Document Number	0141622875
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E SHORE DR CANTON GA 301146890, CANTON, GA 30114-6890

Mortgage

Document Number	0141622875
Date	Mar 20, 2017
Book Page	014162/002875
Instrument	9319

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	CLEVELAND, GA 30528

Agreement

Term	36 Months
Due	Mar 19, 2020

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,810.00 (+35.99%)	$297,400 (+2.78%) Land $52,000 Building $245,400	$743,500 (+2.78%) Land $130,000 Building $613,500
2023		$289,360 (+35.27%) Land $52,000 Building $237,360	$723,400 (+35.27%) Land $130,000 Building $593,400
2022	$5,743.00 Homeowner's exemption	$213,920 Land $41,200 Building $172,720	$534,800 Land $103,000 Building $431,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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