540 E Rocks Dr, Sanibel, FL 33957 Property Records

Lee County property record for 540 E Rocks Dr, Sanibel, FL 33957 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,652 sqft · built 1979
Lot Size	0.275 acres (11,979 sqft)
Owner	Company Name on File
Last Sale	$975,000 (Aug 2021)
Tax Bill	$9,852 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-46-22-T4-01002.0110`

Property Details

APN / Parcel Number

Primary APN	`28-46-22-T4-01002.0110`
Alternative APNs	`222846T4010020110` `10023581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,652 sqft Living Area
Gross Area	3,289 sqft
1st Floor Area	1,602 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Porch Area	192 sqft
Patio Area	175 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10023581
Street Address	540 E ROCKS DR
City	SANIBEL
State	FL
Zip	33957-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKS THE UNIT 2 BLK.2 PB 25 PG 25 LOT 11
Legal Range	22E
Legal Township	46S
Legal Section	28
Legal Subdivision	SANIBEL THE ROCKS
Legal Tract	T4
Legal Block	2
Legal Lot Number	11
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	2
Census Block	2001
Census Tract	80203

Owner

Source: Lee County records · APN 28-46-22-T4-01002.0110

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5941 RED ROCK LAKE RD, EDMOND, OK 73013-5851
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2021 · Amount on Record
Deed Sale	Aug 09, 2021 · Amount on Record
Prior Sale	Feb 01, 2011 · Amount on Record
Deed Document Number	2021262420
Prior Transfer Date	Jun 09, 2015
Prior Transfer Doc	0000141067
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 09, 2021
Property Address	540 E ROCKS DR, SANIBEL, FL 33957-5313
Document Number	0000262420
Map Reference	MB 25 PG 25
Instrument Date	Aug 06, 2021
Instrument	2021000262420
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 N SHORE BLVD, 215, EAST SANDWICH, MA 02537-1038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5941 RED ROCK LAKE RD, EDMOND, OK 73013-5851

Mortgage

Document Number	0000262421
Date	Aug 09, 2021
Instrument	2021000262421

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Sanibel City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,852.00 (-27.14%)	$652,264 (-35.38%)	$671,210 (-33.5%) Land $404,916 Building $266,294
2023	$13,522.00 (+23.13%)	$1,009,406 (+3%) Land $487,577 Building $521,829	$1,009,406 (+3%) Land $487,577 Building $521,829
2022	$10,982.00	$776,476 Land $394,308 Building $382,168	$776,476 Land $394,308 Building $382,168

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.