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540 E Riddering St, Santa Maria, CA 93455 Property Records

Santa Barbara County property record for 540 E Riddering St, Santa Maria, CA 93455

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,910 sqft · built 2004
Lot Size0.12 acres (5,227 sqft)
Owner2 Company Names on Record
Last Sale$372,000 (Jan 2010)
Tax Bill$5,944 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN128-159-004

Property Details

APN / Parcel Number

Primary APN128-159-004
Alternative APN
  • 12815904

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,910 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address540 E RIDDERING ST
CitySANTA MARIA
StateCA
Zip93455-1376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCROSSROADS COTTAGES II
Legal Lot Number4
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA MARIA
Census Block Group1
Census Block1022
Census Tract2014

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address540 E RIDDERING ST, SANTA MARIA, CA 93455-1376
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Feb 22, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2010 · Amount on Record
Deed SaleJan 15, 2010 · Amount on Record
Prior SaleOct 21, 2009 · Amount on Record
Deed Document Number20102090
Last Transfer DateMar 26, 2021
Transfer Doc0000008871
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address540 E RIDDERING ST, SANTA MARIA, CA 93455-1376
Transaction TypeMortgage
Record UpdatedFeb 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 E RIDDERING ST, SANTA MARIA, CA 93455-1376

Mortgage

Document Number0000005045
DateFeb 16, 2024
Instrument2024-0005045
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2054

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA BARBARA CA
Recording DateFeb 22, 2022
Property Address540 E RIDDERING ST, SANTA MARIA, CA 93455-1376
Document Number0000008871
Map ReferenceMB 188 PG 51-53
Instrument DateMar 26, 2021
Instrument2022-0008871
Transaction TypeTransfer
Record UpdatedMar 3, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address540 E RIDDERING ST, SANTA MARIA, CA 93455-1376

Mortgage

Document Number0000008872
DateFeb 22, 2022
Instrument2022-0008872
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Maria City
Elementary School DistrictSanta Maria-Bonita Elementary School District (KG - 08)
Secondary School DistrictSanta Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$489,775 (+2%) Land $210,655 Building $279,120
2025$5,944.00 (+6.29%) Homeowner's exemption Additional exemption filed$480,173 (+4.04%) Land $206,525 Building $273,648
2023$5,592.00 (+1.84%) Homeowner's exemption Additional exemption filed$461,529 Land $198,506 Building $263,023
2022$5,491.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA MARIA UTILITIES DEPARTMENT
serves 112,208 people · EPA ID CA4210011
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Verizon.

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