540 E Prospect St, York, PA 17403 Property Records

York County property record for 540 E Prospect St, York, PA 17403

Property Summary

Property Type	Auto Repair, Garage
Details	5,666 sqft · built 1970
Lot Size	0.558 acres (24,306 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (May 2021)
Tax Bill	$12,672 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-432-19-0046.00-00000`

Property Details

APN / Parcel Number

Primary APN	`12-432-19-0046.00-00000`
Alternative APNs	`1243021900460000000` `120358050`

Interior

Building Area	5,666 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	24,306 sqft (0.558 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2407
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	2
Census Block	2036
Census Tract	600

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	700 ANGENESE ST, HARRISBURG, PA 17110-2729
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage ROCK 540 LP
May 21, 2021	Deed, Transfer · Line of Credit AMERICHOICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Jan 9, 2007 · Amount on Record
Deed Document Number	202131517
Deed Book / Page	2653 / 1406
Prior Transfer Date	Dec 28, 1989
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	540 E PROSPECT ST, YORK, PA 17403-2407
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031520
Date	May 21, 2021
Book Page	2653/1438
Instrument	2021031520

Lender

Name	ROCK 540 LP
Type	Non-Lending Institution
Address	YORK, PA 17401

Agreement

Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	May 21, 2021
Property Address	540 E PROSPECT ST, YORK, PA 17403-2407
Document Number	0000031517
Book / Page	2653 / 1406
Instrument Date	May 20, 2021
Instrument	2021031517
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2350 N 7TH ST, HARRISBURG, PA 17110-2418

Mortgage

Document Number	0000031518
Date	May 21, 2021
Book Page	2653/1412
Instrument	2021031518

Lender

Name	AMERICHOICE FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2031

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,672.00 (+3.41%)	$197,380 (-) Land $95,260 Building $102,120
2024	$12,254.00	$197,380 Land $95,260 Building $102,120
2006			$197,380 Land $95,260 Building $102,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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