540 E Main St, Peru, IN 46970 Property Records

Miami County property record for 540 E Main St, Peru, IN 46970 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 2012
Square Footage1,120 sqft Living Area
Lot Size6,600 sqft (0.152 acres)
GarageAttached, 1,120 sqft
OccupancyOwner Occupied
Tax Bill$1,319.00 (2025)

Property Details

APN / Parcel Number

Primary APN021-52227-00
Alternative APNs
  • 52-08-26-202-015.000-016
  • 01190537015

Interior

Bedrooms1 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms1 Rooms
Building Area1,120 sqft Living Area
1st Floor1,120 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area6,600 sqft (0.152 acres)
Depth X Width132 ft x 50 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area1,120 sqft Garage
Pool TypeAbove-Ground Pool Pool Type
Pool Area450 sqft Pool
Deck Area782 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number01190537015
Street Address540 E MAIN ST
CityPERU
StateIN
Zip46970-2610
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description021-52227-00 KENWOOD ADD LOT 14 42 172 27000
Legal SubdivisionKENWOOD AD
Legal Lot Number14
JurisdictionMIAMI IN
Minor Civil DivisionPERU
Census Blockgroup1
Census Block1002
Census Tract952400

Owner

Source: Miami County records · APN 021-52227-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 E MAIN ST, PERU, IN 46970-2610
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Line of Credit
CROSSROADS BANK
Nov 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
CROSSROADS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address540 E MAIN ST, PERU, IN 46970-2610
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220521846
DateApr 18, 2022
Instrument20220521846
Lender
NameCROSSROADS BANK
TypeBank
AddressPERU, IN 46970
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 15, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI IN
Property Address540 E MAIN ST, PERU, IN 46970-2610
Transaction TypeMortgage
Record UpdatedDec 11, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20190524551
DateNov 06, 2019
Instrument20190524551
Lender
NameCROSSROADS BANK
TypeBank
AddressPERU, IN 46970
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2034

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMiami County
County SubdivisionPeru Township
MunicipalityPeru City
Unified School DistrictPeru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,319.00 (+24.43%) Homeowner's exemption$143,300 (+42.73%) Land $5,500 Building $137,800$143,300 (+42.73%) Land $5,500 Building $137,800
2024$1,060.00 (-15.06%)
2023$1,248.00 (-1.89%)$100,400 Land $5,500 Building $94,900$100,400 Land $5,500 Building $94,900
2022$1,272.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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