540 E Main St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 540 E Main St, Malone, NY 12953 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,560 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$84,500 (2022)
Tax Bill$2,079.00 (2025)

Property Details

APN / Parcel Number

Primary APN2.-043-11
Alternative APNs
  • 480111202600030020000000
  • 164801 112.26-3-2

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,560 sqft Living Area
1st Floor780 sqft 1st Floor
2nd Floor780 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area4,792 sqft (0.11 acres)
Depth X Width104 ft x 45 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage
Porch1 Porch
Porch Area252 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number2.-043-11
Street Address540 E MAIN ST
CityMALONE
StateNY
Zip12953-2038
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECC BLOCK311 LOT2
Legal Block3
Legal Lot Number2.000
JurisdictionFRANKLIN NY
Minor Civil DivisionMALONE
Census Blockgroup3
Census Block3000
Census Tract951400

Owner

Source: Franklin County and Malone Town records · APN 2.-043-11

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 E MAIN ST, MALONE, NY 12953-2038
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
PARAGON HOME LOANS INC
Jul 27, 2020Warranty Deed, Transfer · Stand Alone First Mortgage
NORTH COUNTRY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Prior SaleJul 27, 2020 · Amount on Record
Deed Doc Number20221912
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateApr 13, 2022
Property Address540 E MAIN ST, MALONE, NY 12953-2038
Document Number0000001912
Instrument DateApr 12, 2022
Instrument2022-1912
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 FORT COVINGTON ST, MALONE, NY 12953-1006

Mortgage

Document Number0000001913
DateApr 13, 2022
Instrument2022-1913
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateJul 27, 2020
Property Address540 E MAIN ST, MALONE, NY 12953-2038
Document Number0000002905
Instrument DateJun 13, 2020
Instrument2020-2905
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 PINES RD, MALONE, NY 12953-5600

Mortgage

Document Number0000002906
DateJul 27, 2020
Instrument2020-2906
Lender
NameNORTH COUNTRY BANK
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.45%
Type Change DateSep 01, 2021
Max Rate At Change3.64%
IndexOther

Tax Assessment & Valuation

Source: Franklin County and Malone Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionMalone Town
MunicipalityMalone Village
Unified School DistrictMalone Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,079.00$42,700 (-) Land $6,600 Building $36,100$79,074 (+11.11%) Land $12,222 Building $66,852
2023$42,700 Land $6,600 Building $36,100$71,167 Land $11,000 Building $60,167

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Malone Residential Historic District
listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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