540 E Madison St, Freeport, IL 61032 Property Records

Stephenson County property record for 540 E Madison St, Freeport, IL 61032 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1907
Lot Size	0.093 acres (4,050 sqft)
Owner	Individual Name on File
Flood Zone	Zone X (minimal risk)
APN	`18-14-32-153-018`

Property Details

APN / Parcel Number

Primary APN	`18-14-32-153-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	4,050 sqft (0.093 acres)

Location & Zoning

Street Address	540 E MADISON ST
City	FREEPORT
State	IL
Zip	61032-5239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 2 JOHNSON & BENNETT'S ADD
Legal Subdivision	JOHNSON & BENNETT'S ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	STEPHENSON IL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2029
Census Tract	700

Owner

Source: Stephenson County records · APN 18-14-32-153-018

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 E MADISON ST, FREEPORT, IL 61032-5239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stephenson County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Stephenson County
County Subdivision	Freeport Township
Municipality	Freeport City
Unified School District	Freeport School District 145 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$6,350 Land $310 Building $6,040	$19,050 Land $930 Building $18,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephenson County (17177C), updated March 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171770007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	12 (1995–2022)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Aug 2022, river or lake flooding
Flood Events	Severe Storms And Flooding (Mar 2019), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.