540 E Lake View Dr, Payson, UT 84651 Property Records

Utah County property record for 540 E Lake View Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,234 sqft · built 2007
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jan 2020)
Tax Bill	$4,573 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-657-0001`

Property Details

APN / Parcel Number

Primary APN	`41-657-0001`
Alternative APN	`356119`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,234 sqft Living Area
Gross Area	6,543 sqft
1st Floor Area	2,335 sqft
Basement Area	2,369 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	2,937 sqft
Deck Area	Deck Area
Patio Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	356119
Street Address	540 E LAKE VIEW DR
City	PAYSON
State	UT
Zip	84651-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PLAT B, HARRIS ESTATES SUBDV. AREA 0.500 AC.
Legal Subdivision	HARRIS ESTATES SUBDV
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1023
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 E LAKE VIEW DR, PAYSON, UT 84651-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 12, 2022	Intrafamily Transfer, Transfer
Sep 14, 2021	Intrafamily Transfer, Transfer
Jan 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Jul 15, 2009 · Amount on Record
Deed Document Number	20208091
Last Transfer Date	Sep 14, 2021
Transfer Doc	0000005052
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	540 E LAKE VIEW DR, ELK RIDGE, UT 84651-8539
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130680
Date	Aug 28, 2020
Instrument	130680:2020

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 12, 2022
Property Address	540 E LAKE VIEW DR, PAYSON, UT 84651-8539
Document Number	0000005052
Instrument Date	Jan 12, 2022
Instrument	5052:2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	540 E LAKE VIEW DR, PAYSON, UT 84651-8539

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 14, 2021
Property Address	540 E LAKE VIEW DR, PAYSON, UT 84651-8539
Document Number	0000159370
Instrument Date	Sep 14, 2021
Instrument	159370:2021
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	540 E LAKE VIEW DR, ELK RIDGE, UT 84651-8539

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 22, 2020
Property Address	540 E LAKE VIEW DR, ELK RIDGE, UT 84651-8539
Document Number	0000008091
Instrument Date	Jan 17, 2020
Instrument	8091:2020
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	WASATCH TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E LAKE VIEW DR, PAYSON, UT 84651-8539

Mortgage

Document Number	0000008092
Date	Jan 22, 2020
Instrument	8092:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,235 (+5.52%)	$907,700 (+5.52%) Land $262,200 Building $645,500
2025	$4,573.00 (+14.67%)	$473,110 (+18.88%)	$860,200 (+18.88%) Land $238,400 Building $621,800
2024	$3,988.00 (+3.24%)
2023	$3,863.00 (+5.66%)	$397,980	$723,600 Land $220,400 Building $503,200
2022	$3,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 79% of Utah
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Utah Broadband.

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