540 E Lake County Rd, Jamestown, ND 58401 Property Records

Stutsman County property record for 540 E Lake County Rd, Jamestown, ND 58401

Property Summary

Property Type	Single Family Home
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on Record
Tax Bill	$33 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-3232011`

Property Details

APN / Parcel Number

Primary APN	`22-3232011`

Exterior

Lot Area	85,813 sqft (1.97 acres)

Location & Zoning

Street Address	540 E LAKE COUNTY RD
City	JAMESTOWN
State	ND
Zip	58401-7674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S32, T142, R62, ACRES 1.97, E12 OF PARCEL IN S12NW14 & N12SW14 AS DESCRIBED IN S.L.CITY #84-9701500 & WAS ALSO PART OF 22-322
Jurisdiction	STUTSMAN ND
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1244
Census Tract	967000

Owner

Source: Stutsman County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 E LAKE COUNTY RD, JAMESTOWN, ND 58401-7674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STUTSMAN ND
Property Address	540 E LAKE COUNTY RD, JAMESTOWN, ND 58401-7674
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241825
Date	Sep 8, 2022
Instrument	241825

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 19, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 19, 2028
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	9.25%
Index	5-Year CMT
Max Rate	16.2%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STUTSMAN ND
Property Address	540 E LAKE COUNTY RD, JAMESTOWN, ND 58401-7674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	231440
Date	Mar 30, 2020
Instrument	231440

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 27, 2025
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	9.5%
Index	5-Year CMT
Max Rate	16.2%

Tax Assessment & Valuation

Source: Stutsman County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	North Dakota
County	Stutsman County
County Subdivision	Gray Township
Unified School District	Barnes County North Public School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33.00 (-97.52%)	$91,500 (+20.63%) Land $30,000 Building $61,500	$183,000 (+20.63%) Land $60,000 Building $123,000
2024	$1,330.00
2023		$75,850 Land $20,000 Building $55,850	$151,700 Land $40,000 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1997–2011)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2011 · Flooding
Claims by Event	Flooding, May 2011 · 5 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 68% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUTSMAN RURAL WATER DISTRICT private · serves 5,550 people · EPA ID ND4701303
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dakota Central Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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