540 E Gull Lake Dr, Augusta, MI 49012 Property Records

Kalamazoo County property record for 540 E Gull Lake Dr, Augusta, MI 49012

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,376 sqft
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$1,950,000 (Aug 2022)
Tax Bill	$11,563 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-17-380-220`

Property Details

APN / Parcel Number

Primary APN	`04-17-380-220`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,376 sqft Living Area
1st Floor Area	3,376 sqft
Basement Area	1,544 sqft
Unfinished Basement	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	50,094 sqft (1.15 acres)
Lot Width	100 ft Width
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 E GULL LAKE DR
City	AUGUSTA
State	MI
Zip	49012-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	D 43-11 & 43-12 SUPERVISORS PLAT OF GULL LAKE PARK LOTS 11-12 EXC E 20 FT FOR HWY
Legal Subdivision	GULL LAKE PARK
Legal Lot Number	11-12
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2008
Census Tract	2601

Owner

Source: Kalamazoo County assessment roll, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5202 CARPENTER ST, DOWNERS GROVE, IL 60515-4520
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Sep 4, 2014
Deed Document Number	202226879
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 17, 2022
Property Address	540 E GULL LAKE DR, AUGUSTA, MI 49012-9269
Document Number	2022026879
Map Reference	LB 12 PG 21
Instrument Date	Aug 8, 2022
Instrument	2022-026879
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 E GULL LAKE DR, 540, AUGUSTA, MI 49012-9269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5202 CARPENTER ST, DOWNERS GROVE, IL 60515-4520

Mortgage

Document Number	2022026880
Date	Aug 17, 2022
Instrument	2022-026880

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	Other
Max Rate	9%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,307,800 (+31.15%)	$2,615,600 (+31.15%)
2025	$11,563.00 (-36.67%)
2023		$997,200	$1,994,400
2019	$18,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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