540 E Grove Rd, Decatur, IL 62521 Property Records

Macon County property record for 540 E Grove Rd, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Feb 2020)
Tax Bill$3,499 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN04-12-26-380-001

Property Details

APN / Parcel Number

Primary APN04-12-26-380-001
Alternative APN
  • 12-26-380-001

Exterior

Lot Area130,680 sqft (3 acres)

Location & Zoning

Account Number041226380001
Street Address540 E GROVE RD
CityDECATUR
StateIL
Zip62521-5704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionS655.61 OF W 265.60 OF SE 1/4 SW1/4
Legal Range02E
Legal Township16N
Legal Section26
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1037
Census Tract1300

Owner

540 E Grove Rd is owned and occupied by an individual who bought it in February 2020.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address540 E GROVE RD, DECATUR, IL 62521-5704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed, Transfer · Conventional Mortgage
TOWN & COUNTRY BANC MTG SVCS
Aug 6, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2020 · Amount on File
Deed SaleFeb 21, 2020 · Amount on File
Deed Document Number20201957690
Deed Book / Page4725 / 828
Record UpdatedSep 20, 2026

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionMACON IL
Recording DateFeb 21, 2020
Property Address540 E GROVE RD, DECATUR, IL 62521-5704
Document Number4725/828
Book / Page4725 / 828
Instrument DateFeb 14, 2020
Instrument1957690
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address540 E GROVE RD, DECATUR, IL 62521-5704

Mortgage

Document Number1957691
DateFeb 21, 2020
Instrument1957691
Lender
NameTOWN & COUNTRY BANC MTG SVCS
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.03%

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionMACON IL
Recording DateAug 6, 2018
Property Address540 E GROVE RD, DECATUR, IL 62521-5704
Document Number4635/736
Book / Page4635 / 736
Instrument DateAug 1, 2018
Instrument1936226
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 E GROVE RD, DECATUR, IL 62521-5704

Tax Assessment & Valuation

The 2025 property tax bill for 540 E Grove Rd was $3,499 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,499.00$47,826 Land $12,310 Building $35,516$143,493 Land $36,934 Building $106,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 E Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 E Grove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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