540 E Front St, Statesville, NC 28677 Property Records

Iredell County property record for 540 E Front St, Statesville, NC 28677

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,133 sqft · built 1947
Lot Size0.191 acres (8,320 sqft)
OwnerCompany Name on Record
Last Sale$96,000 (Mar 2019)
Tax Bill$1,570 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN4744-26-9028.000

Property Details

APN / Parcel Number

Primary APN4744-26-9028.000
Alternative APN
  • 80080273

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,133 sqft Heated Area
Gross Area1,157 sqft
1st Floor Area1,133 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,320 sqft (0.191 acres)
Lot Dimensions120 ft deep x 70 ft wide
PorchSlab
Porch Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number80080273
Street Address540 E FRONT ST
CitySTATESVILLE
StateNC
Zip28677-5911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionE FRONT ST
Legal SubdivisionCALDWELL PK/VANDER OAKS
Legal Block26
JurisdictionIREDELL NC
Township / Civil DivisionSTATESVILLE
Census Block Group4
Census Block4022
Census Tract60100

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address105 BARRISTER BAY LN, MOORESVILLE, NC 28117-8508
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Commercial Mortgage
COLONY AMERICAN FINANCE LENDER LLC
Mar 25, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2019 · Amount on Record
Deed SaleMar 21, 2019 · Amount on Record
Prior SaleApr 1, 2004 · Amount on Record
Deed Book / Page2608 / 461
Last Transfer DateMar 4, 2021
Transfer Doc27962027
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address540 E FRONT ST, STATESVILLE, NC 28677-5911
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number27962202
DateMar 25, 2021
Book Page2796/2202
Lender
NameCOLONY AMERICAN FINANCE LENDER LLC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueApr 9, 2031

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIREDELL NC
Recording DateMar 25, 2021
Property Address540 E FRONT ST, STATESVILLE, NC 28677-5911
Document Number27962027
Book / Page2796 / 2027
Instrument DateMar 4, 2021
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address120 BARRISTER BAY LN, 120, MOORESVILLE, NC 28117-8508

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 BARRISTER BAY LN, MOORESVILLE, NC 28117-8508

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
MunicipalityStatesville City
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,440 (-) Land $25,000 Building $123,440$148,440 (-) Land $25,000 Building $123,440
2025$1,570.00$148,440 (-) Land $25,000 Building $123,440$148,440 (-) Land $25,000 Building $123,440
2024$1,570.00$148,440 (-) Land $25,000 Building $123,440$148,440 (-) Land $25,000 Building $123,440
2023$1,570.00 (+36.64%)$148,440 (+56.53%) Land $25,000 Building $123,440$148,440 (+56.53%) Land $25,000 Building $123,440
2022$1,149.00$94,830 Land $10,000 Building $84,830$94,830 Land $10,000 Building $84,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2018–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STATESVILLE
serves 30,843 people · EPA ID NC0149010
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Apr 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Ripple Fiber.

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