540 E Frank St, Caro, MI 48723 Property Records

Tuscola County property record for 540 E Frank St, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	1 ba · 954 sqft · built 1920
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`050-003-400-1100-00`

Property Details

APN / Parcel Number

Primary APN	`050-003-400-1100-00`

Interior

Full Baths	1 Bath
Building Area	954 sqft Building Perimeter
1st Floor Area	954 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Lot Area	15,246 sqft (0.35 acres)
Garage Area	1,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 E FRANK ST
City	CARO
State	MI
Zip	48723-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	003-4011-000 SEC 03 T12N R9E COM ON FRANK ST 48 RDS W OF E 1/4 COR OF SEC, TH S 16 RDS, TH W 4 RDS, TH N 16 RDS, TH E 4 RDS T
Legal Range	09E
Legal Township	12N
Legal Section	03
Jurisdiction	TUSCOLA MI
Township / Civil Division	CARO
Census Block Group	4
Census Block	4000
Census Tract	600

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 E FRANK ST, CARO, MI 48723-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 10, 2012
Transfer Doc	0000958829
Record Updated	Sep 20, 2026

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TUSCOLA MI
Property Address	540 E FRANK ST, CARO, MI 48723-1643
Document Number	0013860507
Book / Page	001386 / 000507
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E FRANK ST CARO MI 487231643, CARO, MI 48723-1643

Mortgage

Document Number	0013860507
Date	Nov 20, 2017
Book Page	001386/000507

Lender

Name	MAYVILLE ST BK
Type	Bank
Address	MAYVILLE, MI 48744

Agreement

Term	180 Months
Due	Nov 19, 2032

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Caro City
County	Tuscola County
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,600 (+11.87%)	$111,200 (+11.87%)
2025	$1,170.00 (+3.54%) Homeowner's exemption	$49,700 (+10.69%)	$99,400 (+10.69%)
2024	$1,130.00 (+15.31%)
2023		$44,900	$89,800
2020	$980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARO serves 5,029 people · EPA ID MI0001130
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage, AVS Broadband.

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