540 E Fourth St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 540 E Fourth St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,270 sqft · built 2009
Lot Size	0.24 acres (10,437 sqft)
Owner	Individual Name on File
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2024 Sale & Mortgage
APN	`38228000`

Property Details

APN / Parcel Number

Primary APN	`38228000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,437 sqft (0.24 acres)
Lot Width	86.1 ft Width
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	540 E FOURTH ST
City	LEXINGTON
State	KY
Zip	40508-2161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	N-349 BLUEGRASS ASPENDALE PH 3 SEC 4D LOT 31; BOOK: 3183 PAGE: 47
Legal Subdivision	BLUEGRASS ASPENDALE PH 3
Legal Lot Number	31
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2017
Census Tract	400

Owner

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 E FOURTH ST, LEXINGTON, KY 40508-2161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Mar 12, 2024	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 22, 2026
Property Address	540 E FOURTH ST, LEXINGTON, KY 40508-2161
Document Number	0000000261
Book / Page	4200 / 195
Instrument Date	Jun 16, 2026
Instrument	2026261
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$30,769.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E FOURTH ST, LEXINGTON, KY 40508-2161

Mortgage

Document Number	0000000262,
Date	Jun 22, 2026
Book Page	11238/1
Instrument	20260622262

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 12, 2024
Property Address	540 E FOURTH ST, LEXINGTON, KY 40508-2161
Document Number	0DB4062/66
Book / Page	DB 4062 / 66
Map Reference	CAB N SL 349
Instrument Date	Mar 8, 2024
Instrument	202403120016
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 S MAPLE ST, WINCHESTER, KY 40391-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E FOURTH ST, LEXINGTON, KY 40508-2161

Mortgage

Document Number	202403120017
Date	Mar 12, 2024
Instrument	202403120017

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (+105.81%)	$275,000 (+105.84%)	$275,000 (+105.84%)
2023	$1,652.00	$133,600	$133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Uniti Group.

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