Baltimore City property record for 540 E Fort Ave, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1875 |
| Lot Size | 0.025 acres (1,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Aug 2026) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2025 Mortgage + 2 more |
| APN | 24-07-1931-041 |
| Primary APN | 24-07-1931-041 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,080 sqft (0.025 acres) |
| Lot Dimensions | 90.6 ft deep x 12 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 071931 041 |
|---|---|
| Street Address | 540 E FORT AVE |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-4751 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | 12X90-6 |
| Legal Block | 1931 |
| Legal Lot Number | 41 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 240200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Riverside Historic District (Additional Documentation) listed 2008 · 2,007 contributing resources · NRIS 08000358 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Baltimore City assessment roll, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 E FORT AVE, BALTIMORE, MD 21230-4751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 25, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 3, 2018 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Prior Sale | Sep 19, 2024 · Amount on Record |
| Deed Book / Page | 29315 / 404 |
| Prior Transfer Date | May 20, 2020 |
| Prior Transfer Doc | 0222390480 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Aug 5, 2026 |
| Property Address | 540 E FORT AVE, BALTIMORE, MD 21230-4751 |
| Document Number | 2931000404 |
| Book / Page | 29315 / 404 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,915.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 540 E FORT AVE, BALTIMORE, MD 21230-4751 |
| Document Number | 2931000411, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 29315/411 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 540 E FORT AVE, BALTIMORE, MD 21230-4751 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0285280384 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 28528/384 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Aug 25, 2020 |
| Property Address | 540 E FORT AVE, BALTIMORE, MD 21230-4751 |
| Document Number | 0222390480 |
| Book / Page | 22239 / 480 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MID ATLANTIC STLMT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 540 E FORT AVE, BALTIMORE, MD 21230-4751 |
| Document Number | 0022239484 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 22239/484 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | May 3, 2018 |
| Property Address | 540 E FORT AVE, BALTIMORE, MD 21230-4751 |
| Document Number | 0201350293 |
| Book / Page | 020135 / 000293 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 540 E FORT AVE BALTIMORE MD 212304751, BALTIMORE, MD 21230-4751 |
| Document Number | 201350302 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 020135/000302 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
Source: Baltimore City assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 (-0.1%) | $221,000 (+0.18%) | $221,200 (+0.27%) Land $80,000 Building $141,200 |
| 2024 | $4,843.00 (-6.97%) | ||
| 2023 | $5,206.00 Homeowner's exemption | $220,600 Land $80,000 Building $140,600 | $220,600 Land $80,000 Building $140,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,857 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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