540 E F St, Ontario, CA 91764 Property Records

San Bernardino County property record for 540 E F St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,476 sqft · built 1914
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Apr 2013)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-382-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-382-06-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Family Room	Family Room

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,850 sqft (0.203 acres)
Lot Dimensions	177 ft deep x 50 ft wide
Porch	Patio/Porch
Porch Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 E F ST
City	ONTARIO
State	CA
Zip	91764-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TRACT 1899 LOT 24
Legal Subdivision	TRACT NO 1899
Legal Tract	1899
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2001
Census Tract	1501

Owner

540 E F St is owned and occupied by two individuals who bought it in April 2013.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 E F ST, ONTARIO, CA 91764-3310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESCOM CENTRAL CU
Jul 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESCOM CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2013 · Amount on File
Deed Sale	Apr 12, 2013 · Amount on File
Prior Sale	Dec 17, 2012 · Amount on File
Deed Document Number	2013152249
Prior Transfer Date	Feb 14, 2012
Prior Transfer Doc	0000071928
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	540 E F ST, ONTARIO, CA 91764-3310
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E F ST, ONTARIO, CA 91764-3310

Mortgage

Document Number	0000510029
Date	Nov 10, 2021
Instrument	2021-0510029

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	540 E F ST, ONTARIO, CA 91764-3310
Document Number	0000292153
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 E F ST ONTARIO CA 917643310, ONTARIO, CA 91764-3310

Mortgage

Document Number	0000292153
Date	Jul 19, 2017
Instrument	292153

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 540 E F St was $3,613 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,646 (+2%) Land $113,046 Building $228,600
2025	$3,613.00 Homeowner's exemption	$334,947 Land $110,829 Building $224,118
2023	$3,429.00 (+1.39%) Homeowner's exemption	$321,941 Land $106,525 Building $215,416
2022	$3,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 E F St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 E F St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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