Missoula County property record for 540 E Central Ave, Missoula, MT 59801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,544 sqft · built 1946 |
| Lot Size | 0.164 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,758 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0459455 |
| Primary APN | R0459455 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,701 sqft |
| 1st Floor Area | 1,133 sqft |
| Attic Area | 435 sqft |
| Basement Area | 1,051 sqft |
| Finished Basement | 1,051 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.164 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0001322203 |
|---|---|
| Old Parcel Number | 1322203 |
| Street Address | 540 E CENTRAL AVE |
| City | MISSOULA |
| State | MT |
| Zip | 59801-7023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | MOUNT SENTINEL # 2, S27, T13 N, R19 W, BLOCK 2, LOTS 12 & 13 |
| Legal Range | 19W |
| Legal Township | 13N |
| Legal Section | 27 |
| Legal Quarter | SW |
| Legal Subdivision | MOUNT SENTINEL # 2 |
| Legal Block | 2 |
| Legal Lot Number | 12,13 13 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 501 |
Source: Missoula County records · APN R0459455
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 540 E CENTRAL AVE, MISSOULA, MT 59801-7023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Apr 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2019 |
| Deed Sale | Apr 26, 2019 |
| Prior Sale | Jul 02, 2009 |
| Deed Document Number | 201905652 |
| Deed Book / Page | 1011 / 0587 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 540 E CENTRAL AVE, MISSOULA, MT 59801-7023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010511296 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 1051/1296 |
| Instrument | 202107166 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | LOLO, MT 59847 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Apr 26, 2019 |
| Property Address | 540 E CENTRAL AVE, MISSOULA, MT 59801-7023 |
| Document Number | 0010110587 |
| Book / Page | 1011 / 0587 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 201905652 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 540 E CENTRAL AVE, MISSOULA, MT 59801-7023 |
| Document Number | 201905653 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 201905653 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Missoula County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,758.00 (+0.95%) | $797,800 (+24.13%) | $797,800 (+24.13%) Land $334,920 Building $462,880 |
| 2023 | $7,685.00 | $642,700 | $642,700 Land $274,170 Building $368,530 |
Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 269 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Centric Integrated Systems Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MISSOULA WATER serves 68,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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