540 E Cavanaugh Rd, Lansing, MI 48910 Property Records

Ingham County property record for 540 E Cavanaugh Rd, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 616 sqft · built 1938
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Sep 2026)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-33-426-171`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-33-426-171`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft
Basement Area	484 sqft
Unfinished Basement	484 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	135 ft deep x 84 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	60 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	540 E CAVANAUGH RD
City	LANSING
State	MI
Zip	48910-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 & 19 ORCHARD GARDENS SUB
Legal Subdivision	ORCHARD GARDENS
Legal Lot Number	18-19
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	2
Census Block	2002
Census Tract	2700

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8526 JACARANDA DR, DIMONDALE, MI 48821-8510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 15, 2021	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	202625357
Prior Transfer Date	Jul 1, 2012
Prior Transfer Doc	0000031027
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Sep 18, 2026
Property Address	540 E CAVANAUGH RD, LANSING, MI 48910-5422
Document Number	0000025357
Instrument Date	Sep 11, 2026
Instrument	202625357
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	ALL STAR TITLE, STAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,052.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8526 JACARANDA DR, DIMONDALE, MI 48821-8510
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025358,
Date	Sep 18, 2026
Instrument	202625358

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Nov 15, 2021
Property Address	540 E CAVANAUGH RD, LANSING, MI 48910-5422
Document Number	0000048216
Map Reference	LB 7 PG 30
Instrument Date	Nov 8, 2021
Instrument	2021-048216
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 E CAVANAUGH RD, 540, LANSING, MI 48910-5422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5420 SW 101ST PL, OCALA, FL 34476-9331

Mortgage

Document Number	0000048217
Date	Nov 15, 2021
Instrument	2021-048217

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Nov 15, 2021
Property Address	540 E CAVANAUGH RD, LANSING, MI 48910-5422
Document Number	0000048215
Map Reference	LB 7 PG 30
Instrument Date	Oct 28, 2021
Instrument	2021-048215
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 E SAGINAW ST, 241, EAST LANSING, MI 48823-2792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E CAVANAUGH RD, LANSING, MI 48910-5422
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,000 (+9.73%) Land $14,000 Building $30,000	$88,000 (+9.73%) Land $28,000 Building $60,000
2025	$2,232.00 (+85.85%) Homeowner's exemption	$40,100 (+22.26%) Land $12,100 Building $28,000	$80,200 (+22.26%) Land $24,200 Building $56,000
2023		$32,800 Land $12,100 Building $20,700	$65,600 Land $24,200 Building $41,400
2020	$1,201.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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