540 E Broad St, Elyria, OH 44035 Property Records

Lorain County property record for 540 E Broad St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,292 sqft Total Area
Lot Size	10,890 sqft (0.25 acres)
Garage	Detached, 520 sqft
Occupancy	Owner Occupied
Tax Bill	$1,263.00 (2025)

Owner

Source: Lorain County records · APN 06-25-016-109-018

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 E BROAD ST, ELYRIA, OH 44035-6472
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2017
Deed Sale	Feb 28, 2017
Deed Doc Number	2017-0620422
Record Refreshed	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	540 E BROAD ST, ELYRIA, OH 44035-6472
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E BROAD ST, ELYRIA, OH 44035-6472

Mortgage

Document Number	0000934334
Date	Oct 31, 2023
Instrument	2023-0934334

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00	$46,470 (+0.02%) Land $11,870 Building $34,600	$132,750 (-) Land $33,900 Building $98,850
2024	$1,263.00 (-16.8%)	$46,463 (+27.03%) Land $11,865 Building $34,598	$132,750 (+27.03%) Land $33,900 Building $98,850
2023	$1,518.00 (-1.11%)	$36,576 (-0.01%) Land $12,100 Building $24,476	$104,500 (-) Land $34,570 Building $69,930
2022	$1,535.00	$36,580 Land $12,100 Building $24,480
2021			$104,500 Land $34,570 Building $69,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-25-016-109-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Building Area	1,292 sqft Total Area
1st Floor	796 sqft 1st Floor
2nd Floor	504 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Two Family Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	165 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	520 sqft Garage
Patio Area	200 sqft Patio
Porch	Open Porch
Porch Area	254 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	540 E BROAD ST
City	ELYRIA
State	OH
Zip	44035-6472
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	66 X 165 TOD 2/18/15 2015-0534818
Legal Subdivision	BLACK RIVER
Legal Tract	25
Legal Block	109
Legal Lot Number	16
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2007
Census Tract	71201