Miami County property record for 540 E 5th St, Peru, IN 46970 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,501 sqft · built 1904 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $496 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-52210-00 |
| Primary APN | 021-52210-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,501 sqft Living Area |
| 1st Floor Area | 1,501 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Terrain | High |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01605448172 |
|---|---|
| Street Address | 540 E 5TH ST |
| City | PERU |
| State | IN |
| Zip | 46970-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 021-52210-00 KENWOOD AD LOTS 49 & 50 42 172 10000 |
| Legal Subdivision | KENWOOD AD |
| Legal Lot Number | 49-50 |
| Jurisdiction | MIAMI IN |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 952400 |
Source: Miami County records · APN 021-52210-00
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 E 5TH ST, PERU, IN 46970-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 02, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 11, 2018 | Deed of Trust, Mortgage · VA Mortgage FAY SERVICING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 540 E 5TH ST, PERU, IN 46970-2605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220524527 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 20220524527 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 540 E 5TH ST, PERU, IN 46970-2605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210525375 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 20210525375 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 540 E 5TH ST, PERU, IN 46970-2605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180524216 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 20180524216 |
| Name | FAY SERVICING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Miami County |
| County Subdivision | Peru Township |
| Municipality | Peru City |
| Unified School District | Peru Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496.00 Homeowner's exemption | $118,000 (+63.21%) Land $8,300 Building $109,700 | $118,000 (+63.21%) Land $8,300 Building $109,700 |
| 2023 | $72,300 Land $8,300 Building $64,000 | $72,300 Land $8,300 Building $64,000 |
Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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