540 E 400 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 540 E 400 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1952
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$555,940 (Feb 2024)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-080-0009`

Property Details

APN / Parcel Number

Primary APN	`07-080-0009`
Alternative APN	`008814`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	1,552 sqft
Parking Spaces	6 Parking Spaces
Porch	Raised Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	008814
Street Address	540 E 400 N
City	SPANISH FORK
State	UT
Zip	84660-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. AT NE COR OF LOT 3, BLK 80, PLAT A, SPANISH FORK CITY SURVEY; S 12 RODS W 52 FT; N 12 RODS; E 52 FT TO BEG.
Legal Block	80
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1002
Census Tract	3204

Owner

540 E 400 N is owned and occupied by an individual who bought it in February 2024.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	540 E 400 N, SPANISH FORK, UT 84660-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2023	Warranty Deed, Transfer · Commercial Mortgage WXYZZ CAPITAL LLC
May 12, 2023	Warranty Deed, Transfer GT TITLE
May 12, 2023	Affidavit of Death of Joint Tenant, Transfer GT TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	May 12, 2023 · Amount on File
Deed Document Number	202412782
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 29, 2024
Property Address	540 E 400 N, SPANISH FORK, UT 84660-1602
Document Number	0000012782
Instrument Date	Feb 28, 2024
Instrument	12782:2024
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	TRULY TITLE INC - UTAH, TRULY TITLE INC UTAH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	540 E 400 N, SPANISH FORK, UT 84660-1602

Mortgage

Document Number	0000012783
Date	Feb 29, 2024
Instrument	12783:2024

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 12, 2023
Property Address	540 E 400 N, SPANISH FORK, UT 84660-1602
Document Number	0000030674
Instrument Date	May 11, 2023
Instrument	30674:2023
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	GT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 W 1250 S, PAYSON, UT 84651-5686

Mortgage

Document Number	0000030675
Date	May 12, 2023
Instrument	30675:2023

Lender

Name	WXYZZ CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 12, 2023
Property Address	540 E 400 N, SPANISH FORK, UT 84660-1602
Document Number	0000030671
Instrument Date	May 11, 2023
Instrument	30671:2023
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	GT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 701, AMERICAN FORK, UT 84003-0701

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	UTAH UT
Recording Date	May 12, 2023
Property Address	540 E 400 N, SPANISH FORK, UT 84660-1602
Document Number	0000030670
Instrument Date	May 10, 2023
Instrument	30670:2023
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E 400 N, SPANISH FORK, UT 84660-1602

Tax Assessment & Valuation

The 2025 property tax bill for 540 E 400 N was $2,409, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,225 (-48.05%)	$429,500 (-5.54%) Land $151,200 Building $278,300
2025	$2,409.00 (+0.04%)	$454,700 Land $151,200 Building $303,500	$454,700 Land $151,200 Building $303,500
2024	$2,408.00 (+48.55%)
2023	$1,621.00 (+261.83%)	$167,310	$304,200 Land $144,000 Building $160,200
2022	$448.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 E 400 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 E 400 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Utah Broadband, Verizon.

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