540 E 2nd St, #42, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 540 E 2nd St, #42, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	2,380 sqft · built 1921
Lot Size	0.208 acres (9,065 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Nov 2014)
Tax Bill	$9,372 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Sale
Flood Zone	Zone AO (high risk)
APN	`12-00325-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`12-00325-0000-00012`
Alternative APNs	`120032500012` `03532000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,380 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	9,065 sqft (0.208 acres)
Lot Dimensions	181 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	03532000
Street Address	540 E 2ND ST, 42
City	PLAINFIELD
State	NJ
Zip	07060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ADDITIONAL LOTS: 2380 SQ FT
Legal Block	325
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2001
Census Tract	39000

Owner

540 E 2nd St, #42 is owned by an individual who bought it in November 2014.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 7175, GREEN BROOK, NJ 08812-7175
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · ARM UNITY BANK
Jan 11, 2017	Deed, Transfer MAJESTIC TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2014 · Amount on File
Deed Sale	Nov 7, 2014 · Amount on File
Prior Sale	Dec 24, 1996 · Amount on File
Deed Document Number	2014255936
Deed Book / Page	6030 / 270
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	540 E 2ND ST # 42, 42, PLAINFIELD, NJ 07060-1402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142170794
Date	Jan 11, 2017
Book Page	14217/0794
Instrument	634856

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	10.7%

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 11, 2017
Property Address	540 E 2ND ST # 42, 42, PLAINFIELD, NJ 07060-1402
Document Number	0061660350
Book / Page	6166 / 0350
Instrument Date	Dec 28, 2016
Instrument	282138
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	MAJESTIC TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1A BLUE RIDGE AVE, 1A, GREEN BROOK, NJ 08812-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1A BLUE RIDGE AVE, GREEN BROOK, NJ 08812-2103

Tax Assessment & Valuation

The 2025 property tax bill for 540 E 2nd St, #42 was $9,372, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,000 (-) Land $42,800 Building $62,200	$105,000 (-) Land $42,800 Building $62,200
2025	$9,372.00 (+2.23%)	$105,000 Land $42,800 Building $62,200	$105,000 Land $42,800 Building $62,200
2024	$9,168.00
2023		$105,000 Land $42,800 Building $62,200	$105,000 Land $42,800 Building $62,200
2022	$8,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 E 2nd St, #42 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	75 (1996–2025)
Claims Outside the SFHA	2 of 75
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 17 claims Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 E 2nd St, #42 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures