San Bernardino County property record for 540 E 28th St, San Bernardino, CA 92404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,237 sqft · built 1953 |
| Lot Size | 0.141 acres (6,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jun 2015) |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 0150-102-23-0000 |
| Primary APN | 0150-102-23-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,125 sqft (0.141 acres) |
| Lot Dimensions | 125 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 308 sqft |
| Patio Area | 308 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 E 28TH ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92404-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR NO 1710 COUNTRY CLUB SQUARE W 49 FT E 140 FT S 126 FT LOT 99 |
| Legal Subdivision | COUNTRY CLUB SQUARE |
| Legal Tract | 1710 |
| Legal Block | 2 |
| Legal Lot Number | 99 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 5200 |
540 E 28th St is owned and occupied by two individuals who acquired it in September 2025.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 E 28TH ST, SAN BERNARDINO, CA 92404-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on File |
| Deed Sale | Jun 19, 2015 · Amount on File |
| Deed Document Number | 2015258251 |
| Last Transfer Date | Sep 2, 2025 |
| Transfer Doc | 0000217625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 540 E 28TH ST, SAN BERNARDINO, CA 92404-3928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000443748 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017-0443748 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 540 E 28th St was $3,097.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $239,051 (+2%) Land $71,716 Building $167,335 | |
| 2025 | $3,097.00 | $234,364 Land $70,310 Building $164,054 |
| 2023 | $2,957.00 (-0.14%) | $225,262 Land $67,579 Building $157,683 |
| 2022 | $2,961.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 540 E 28th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 E 28th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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