540 E 1st St, Cross Plains, TX 76443 Property Records

Callahan County property record for 540 E 1st St, Cross Plains, TX 76443

Property Summary

Property Type	Single Family Home
Details	1,690 sqft · built 1921
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$128,573 (Jul 2026)
Tax Bill	$1,352 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Mortgage
APN	`R000014324`

Property Details

APN / Parcel Number

Primary APN	`R000014324`
Alternative APN	`7706000100500`

Interior

Stories	1 Story
Building Area	1,690 sqft Total Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft

Location & Zoning

Account Number	7706000100500
Street Address	540 E 1ST ST
City	CROSS PLAINS
State	TX
Zip	76443-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5-6 BLK: 1 SUBD: HALEY - CP
Legal Subdivision	HALEY ADD
Legal Block	1
Jurisdiction	CALLAHAN TX
Township / Civil Division	CROSS PLAINS
Census Block Group	4
Census Block	4046
Census Tract	30200

Owner

Source: Callahan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 E 1ST ST, CROSS PLAINS, TX 76443-2472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
May 25, 2023	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	May 25, 2023 · Amount on Record
Deed Document Number	20261861
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAHAN TX
Recording Date	Jul 7, 2026
Property Address	540 E 1ST ST, CROSS PLAINS, TX 76443-2472
Document Number	0000001861
Instrument Date	Jun 29, 2026
Instrument	20261861
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	E TITLE LLC, TEXAN TITLE HOLDINGS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E 1ST ST, CROSS PLAINS, TX 76443-2472

Mortgage

Document Number	0000001862,
Date	Jul 7, 2026
Instrument	20261862

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	May 25, 2023
Property Address	540 E 1ST ST, CROSS PLAINS, TX 76443-2472
Document Number	0000231122
Map Reference	VOL 1 PG 16
Instrument Date	May 24, 2023
Instrument	231122
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E 1ST ST, CROSS PLAINS, TX 76443-2472

Mortgage

Document Number	0000231123
Date	May 25, 2023
Instrument	231123

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Callahan County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Municipality	Cross Plains Town
Unified School District	Cross Plains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,352.00 (+162.02%) Homeowner's exemption Senior Citizen's exemption	$85,190 (+6.66%) Land $10,000 Building $75,190	$85,190 (+6.66%) Land $10,000 Building $75,190
2025	$516.00 (-11.03%) Homeowner's exemption Senior Citizen's exemption	$79,870 (+61.06%) Land $10,000 Building $69,870	$79,870 (+61.06%) Land $10,000 Building $69,870
2023		$49,590 Land $10,000 Building $39,590	$49,590 Land $10,000 Building $39,590
2022	$580.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CROSS PLAINS serves 926 people · EPA ID TX0300003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

May also be available: Nextlink.

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