540 Doe Rd, Waterville, NY 13480 Property Records

Oneida County and Bridgewater Town property record for 540 Doe Rd, Waterville, NY 13480

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,046 sqft · built 1979
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Aug 2011)
Tax Bill$6,406 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN302800 400.000-1-44

Property Details

APN / Parcel Number

Primary APN302800 400.000-1-44
Alternative APNs
  • 30288940000000010440000000
  • 001390.6

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,046 sqft Living Area
1st Floor Area2,004 sqft
Upper Floors Area1,042 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRustic
Exterior MaterialWood
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area3,246 sqft
Parking Spaces12 Parking Spaces
PorchSlab
Porch Area1,670 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number001390.6
Street Address540 DOE RD
CityWATERVILLE
StateNY
Zip13480-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number44.000
JurisdictionONEIDA NY
Township / Civil DivisionBRIDGEWATER
Census Block Group2
Census Block2019
Census Tract25800

Owner

Source: Oneida County and Bridgewater Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address540 DOE RD, WATERVILLE, NY 13480-2820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2011 · Amount on Record
Deed SaleAug 11, 2011 · Amount on Record
Prior SaleOct 12, 2005 · Amount on Record
Deed Book / Page2011 / 11292
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address540 DOE RD, WATERVILLE, NY 13480-2820
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13326
DateAug 11, 2021
Instrument2021-013326
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term133 Months
DueSep 1, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Bridgewater Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionBridgewater Town
Unified School DistrictMount Markham Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,406.00 (+150.04%)$169,500 (-) Land $12,000 Building $157,500$300,532 (+25%) Land $21,277 Building $279,255
2023$169,500 (-) Land $12,000 Building $157,500$240,426 (+19.15%) Land $17,021 Building $223,405
2022$2,562.00 Homeowner's exemption$169,500 Land $12,000 Building $157,500$201,786 Land $14,286 Building $187,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Doe Rd

Nearby Streets

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