540 Delta Queen Ct, Covington, LA 70433 Property Records

St. Tammany Parish property record for 540 Delta Queen Ct, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	4,972 sqft · built 2016
Owner	Individual Name on Record
Last Sale	$1,250,000 (Jul 2023)
Tax Bill	$11,784 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2023 Sale + 1 more
APN	`104-813-4481`

Property Details

APN / Parcel Number

Primary APN	`104-813-4481`
Alternative APN	`11889`

Interior

Building Area	4,972 sqft Living Area

Exterior

Year Built	Built 2016
Garage Area	821 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	540 DELTA QUEEN CT
City	COVINGTON
State	LA
Zip	70433-4584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE LT150 PH2C
Legal Subdivision	NATCHEZ TRACE
Legal Phase	2C
Legal Lot Number	150
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2035
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 DELTA QUEEN CT, COVINGTON, LA 70433-4584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 21, 2023	Cash Sale Deed, Transfer
Aug 7, 2019	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Aug 7, 2019 · Amount on Record
Deed Document Number	2379089
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	540 DELTA QUEEN CT, COVINGTON, LA 70433-4584
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002245719
Date	Jan 6, 2021
Instrument	2245719

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 21, 2023
Property Address	540 DELTA QUEEN CT, COVINGTON, LA 70433-4584
Document Number	0002379089
Instrument Date	Jul 20, 2023
Instrument	2379089
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 DELTA QUEEN CT, COVINGTON, LA 70433-4584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 DELTA QUEEN CT, COVINGTON, LA 70433-4584

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 7, 2019
Property Address	540 DELTA QUEEN CT, COVINGTON, LA 70433-4584
Document Number	0002168195
Map Reference	MAP 5093
Instrument Date	Aug 6, 2019
Instrument	2168195
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	STONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 DELTA QUEEN CT, COVINGTON, LA 70433-4584

Mortgage

Document Number	0002168198
Date	Aug 7, 2019
Instrument	2168198

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,784.00 (-2.42%)	$100,991 (-) Land $11,000 Building $89,991	$1,009,908 (-) Land $110,000 Building $899,908
2024	$12,076.00 (+6.27%)	$100,991 (+6.12%) Land $11,000 Building $89,991	$1,009,908 (+6.12%) Land $110,000 Building $899,908
2023	$11,364.00 Homeowner's exemption	$95,170 (-) Land $11,000 Building $84,170	$951,700 (-) Land $110,000 Building $841,700
2022	$11,364.00 Homeowner's exemption	$95,170 Land $11,000 Building $84,170	$951,700 Land $110,000 Building $841,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 70% of Louisiana
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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