Albany County and Bethlehem Town property record for 540 Custer Rd, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,514 sqft · built 1957 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Sep 2004) |
| Tax Bill | $6,317 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 85.18-4-31 |
| Primary APN | 012200 85.18-4-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 482 sqft |
| Finished Basement | 482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 131 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 437 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08501800040310000000 |
|---|---|
| Street Address | 540 CUSTER RD |
| City | DELMAR |
| State | NY |
| Zip | 12054-2702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 540 DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 4 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 14202 |
Source: Albany County and Bethlehem Town records · APN 012200 85.18-4-31
Assessment roll updated March 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 CUSTER RD, DELMAR, NY 12054-2702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Mar 03, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2004 · Amount on Record |
| Deed Sale | Sep 20, 2004 · Amount on Record |
| Deed Book / Page | 2780 / 3 |
| Last Transfer Date | Aug 09, 2024 |
| Transfer Doc | 0000003738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 540 CUSTER RD, DELMAR, NY 12054-2702 |
| Document Number | 0000016842 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 540 CUSTER RD DELMAR NY 120542702, DELMAR, NY 12054-2702 |
| Document Number | 0000016842 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 16842 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 04, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 03, 2020 |
| Property Address | 540 CUSTER RD, DELMAR, NY 12054-2702 |
| Document Number | 0000004963 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 4963 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 540 CUSTER RD DELMAR NY 120542702, DELMAR, NY 12054-2702 |
Source: Albany County and Bethlehem Town records · Assessment roll updated March 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,317.00 | $192,000 (-) Land $61,500 Building $130,500 | $300,000 (+17.19%) Land $96,094 Building $203,906 |
| 2023 | $192,000 Land $61,500 Building $130,500 | $256,000 Land $82,000 Building $174,000 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), as of March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010142022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 396 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY0100191, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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