540 Cumnock Rd, Inverness (Palatine), IL 60067 Property Records

Cook County property record for 540 Cumnock Rd, Inverness, IL 60067

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,946 sqft · built 1954
Lot Size	2.21 acres (96,529 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jun 1998)
Tax Bill	$12,184 (2023)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-17-106-004`

Property Details

APN / Parcel Number

Primary APN	`02-17-106-004`
Alternative APN	`02-17-106-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,946 sqft Living Area
1st Floor Area	1,946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	96,529 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	540 CUMNOCK RD
City	INVERNESS
State	IL
Zip	60067-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WEST)(MEADOWS) SUB OF PT OF SEC 17-42-10
Legal Range	10E
Legal Township	42N
Legal Section	17
Legal Subdivision	WEST MEADOWS
Legal Lot Number	27
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2019
Census Tract	803603

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 CUMNOCK RD, INVERNESS, IL 60067-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1998 · Amount on Record
Deed Sale	Jun 30, 1998 · Amount on Record
Deed Document Number	1998752
Last Transfer Date	Sep 23, 2009
Transfer Doc	0000049004
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	540 CUMNOCK RD, INVERNESS, IL 60067-4339
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028806101
Date	Oct 15, 2021
Instrument	2128806101

Lender

Name	BARRINGTON BANK & TRUST COMPANY NA
Type	Bank
Address	BARRINGTON, IL 60010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Inverness Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,000 (+27.66%) Land $24,132 Building $35,868	$600,000 (+27.66%) Land $241,320 Building $358,680
2023	$12,184.00 (+3.07%)
2022	$11,821.00 Homeowner's exemption	$46,999 Land $21,719 Building $25,280	$469,990 Land $217,190 Building $252,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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