540 Crestwood Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 540 Crestwood Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,111 sqft · built 2003
Lot Size	0.155 acres (6,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,500 (Nov 2002)
Tax Bill	$14,186 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`146-350-02-00`

Property Details

APN / Parcel Number

Primary APN	`146-350-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,738 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	540 CRESTWOOD DR
City	OCEANSIDE
State	CA
Zip	92058-7483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 2 TR 014252
Legal Subdivision	VISTA DEL RIO
Legal Tract	014252
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Dec 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Nov 2, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Nov 2, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Nov 2, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE INSURANCE COMP
Nov 2, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Nov 2, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ORANGE COUNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2002 · Amount on Record
Deed Sale	Nov 27, 2002 · Amount on Record
Deed Document Number	20021071417
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000827174
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2026
Property Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Document Number	0000156523
Instrument Date	May 27, 2026
Instrument	2026156523
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483

Mortgage

Document Number	0000156523,
Date	Jun 1, 2026
Instrument	2026156523

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2021
Property Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Document Number	0000827174
Map Reference	MAP 14252
Instrument Date	Nov 10, 2021
Instrument	2021-0827174
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	LAWYERS TITLE-OC, LAWYERS TITLE OC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483

Mortgage

Document Number	0000827175
Date	Dec 6, 2021
Instrument	2021-0827175

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2021
Property Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Document Number	0000760930
Map Reference	MAP 14252
Instrument Date	Oct 25, 2021
Instrument	2021-0760930
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2021
Property Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Document Number	0000760929
Map Reference	MAP 14252
Instrument Date	Oct 20, 2021
Instrument	2021-0760929
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2021
Property Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Document Number	0000760933
Map Reference	MAP 14252
Instrument Date	Oct 20, 2021
Instrument	2021-0760933
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	LAWYERS TITLE INSURANCE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2021
Property Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Document Number	0000760932
Map Reference	MAP 14252
Instrument Date	Oct 19, 2021
Instrument	2021-0760932
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2021
Property Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Document Number	0000760931
Map Reference	MAP 14252
Instrument Date	Oct 19, 2021
Instrument	2021-0760931
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CRESTWOOD DR, OCEANSIDE, CA 92058-7483

Mortgage

Document Number	0000102337
Date	Feb 9, 2021
Instrument	2021-0102337

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$974,187 (+2%) Land $638,634 Building $335,553
2025	$14,186.00 (+1.5%) Homeowner's exemption	$955,086 (+4.04%) Land $626,112 Building $328,974
2024	$13,977.00 (+36.57%)
2023	$10,234.00 (+77.55%) Homeowner's exemption	$918,000 Land $601,800 Building $316,200
2022	$5,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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