540 Crescent Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 540 Crescent Dr, Willowick, OH 44095

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,080 sqft · built 1957
Lot Size0.17 acres (7,436 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Jul 2022)
Tax Bill$5,403 (2023)
Deeds & MortgagesJul 2022 Sale & Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-A-039-J-00-008-0

Property Details

APN / Parcel Number

Primary APN28-A-039-J-00-008-0
Alternative APN
  • A 73

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
1st Floor Area528 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,436 sqft (0.17 acres)
Lot Dimensions143 ft deep x 52 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area184 sqft
Deck Area140 sqft
Patio Area140 sqft
BalconyBalcony
Balcony Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberA 73
Street Address540 CRESCENT DR
CityWILLOWICK
StateOH
Zip44095-4203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU1
Legal DescriptionLOT 4 TRACT 15 & LOT 1 TRACT 16
Legal SubdivisionDUCHON-MCGINTY SUBDIVISION NO 2
Legal Tract15
Legal Lot Number47
JurisdictionLAKE OH
Township / Civil DivisionWILLOWICK
Census Block Group2
Census Block2006
Census Tract200300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address540 CRESCENT DR, WILLOWICK, OH 44095-4203
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Warranty Deed, Transfer · Line of Credit
THIRD FSLA OF CLEVELAND
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Sep 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Aug 3, 2018Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2022 · Amount on Record
Deed SaleJul 12, 2022 · Amount on Record
Prior SaleAug 3, 2018 · Amount on Record
Deed Document Number474177
Record UpdatedJun 7, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJul 12, 2022
Property Address540 CRESCENT DR, WILLOWICK, OH 44095-4203
Document Number0000019442
Map ReferenceVOL K PG 28
Instrument DateJul 8, 2022
Instrument2022R019442
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Mortgage

Document Number0000019443
DateJul 12, 2022
Instrument2022R019443
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address540 CRESCENT DR, WILLOWICK, OH 44095-4203
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027590
DateAug 10, 2021
Instrument2021R027590
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address540 CRESCENT DR, WILLOWICK, OH 44095-4203
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN PATRIOT TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021355
DateSep 5, 2019
Instrument2019R021355
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateAug 3, 2018
Property Address540 CRESCENT DR, WILLOWICK, OH 44095-4203
Document Number0000019624
Map ReferenceVOL K PG28
Instrument DateAug 1, 2018
Instrument2018R019624
Transaction TypeTransfer
Record UpdatedMay 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 CRESCENT DR, WILLOWICK, OH 44095-4203

Mortgage

Document Number0000019625
DateAug 3, 2018
Instrument2018R019625
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWillowick City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,403.00 (+43.85%) Homeowner's exemption$52,160 (-) Land $11,340 Building $40,820
2022$3,756.00 Homeowner's exemption$52,160 Land $11,340 Building $40,820
2021$149,030 Land $32,410 Building $116,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2011–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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