Kane County property record for 540 Congdon Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,472 sqft · built 1943 |
| Lot Size | 0.165 acres (7,176 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Oct 1998) |
| Tax Bill | $7,522 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-208-018 |
| Primary APN | 06-12-208-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,453 sqft |
| Basement Area | 981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Brick |
| Lot Area | 7,176 sqft (0.165 acres) |
| Lot Dimensions | 92 ft deep x 78 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 540 CONGDON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE PARK ADDN PART OF LOT 7 BLOCK 13 DESC IN DOC 91K00916 |
| Legal Subdivision | RIVERSIDE PARK ADDN |
| Legal Block | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 850800 |
540 Congdon Ave is owned and occupied by an individual who bought it in October 1998.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 CONGDON AVE, ELGIN, IL 60120-2460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 1998 · Amount on File |
| Deed Sale | Oct 30, 1998 · Amount on File |
| Prior Sale | Jun 12, 1995 · Amount on File |
| Deed Document Number | 1998100656 |
| Prior Transfer Date | Jun 1, 1995 |
| Prior Transfer Doc | 0000031352 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 540 Congdon Ave was $7,522 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,522.00 Homeowner's exemption | $106,598 (+8.57%) Land $19,261 Building $87,337 | $319,922 (+8.57%) Land $57,806 Building $262,116 |
| 2024 | $98,184 Land $17,741 Building $80,443 | $294,670 Land $53,244 Building $241,426 | |
| 2022 | $6,493.00 (+4.54%) Homeowner's exemption | $80,881 (+6.96%) Land $14,615 Building $66,266 | $242,643 (+6.96%) Land $43,845 Building $198,798 |
| 2021 | $6,211.00 Homeowner's exemption | $75,618 Land $13,664 Building $61,954 | $226,854 Land $40,992 Building $185,862 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Congdon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 540 Congdon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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