Franklin County property record for 540 Columbia Ave, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1971 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-25.0-4-004-077.000 |
| Primary APN | 22-7-25.0-4-004-077.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 80 sqft |
| Street Address | 540 COLUMBIA AVE |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:26 CLAIRTOWN |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 25 |
| Legal Quarter | SE |
| Legal Subdivision | CLAIRTOWN |
| Legal Block | 4 |
| Legal Lot Number | 26 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 800904 |
Source: Franklin County records · APN 22-7-25.0-4-004-077.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 COLUMBIA AVE, SAINT CLAIR, MO 63077-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Mar 27, 2018 | Warranty Deed, Transfer DAS ACQUISITION |
| Aug 29, 2017 | Warranty Deed, Transfer CORNERSTONE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2018 |
| Deed Sale | Mar 27, 2018 |
| Prior Sale | Aug 29, 2017 |
| Deed Document Number | 1803932 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 540 COLUMBIA AVE, SAINT CLAIR, MO 63077-1240 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002122824 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 2122824 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 27, 2018 |
| Property Address | 540 COLUMBIA AVE, SAINT CLAIR, MO 63077-1240 |
| Document Number | 0000003932 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 3932 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2018 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 COLUMBIA AVE ST CLAIR MO 630771240, ST CLAIR, MO 63077-1240 |
| Document Number | 3933 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 3933 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 29, 2017 |
| Property Address | 540 COLUMBIA AVE, SAINT CLAIR, MO 63077-1240 |
| Document Number | 0000013193 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 13193 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 COLUMBIA AVE ST CLAIR MO 630771240, ST CLAIR, MO 63077-1240 |
| Document Number | 13194 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 13194 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 28, 2047 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,316.00 (+23.34%) | $19,549 (+14.09%) | $102,890 (+14.09%) Land $12,280 Building $90,610 |
| 2023 | $1,067.00 (+5.23%) | $17,134 | $90,180 Land $12,280 Building $77,900 |
| 2022 | $1,014.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 300 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ST CLAIR PWS serves 4,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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