Union County and Westfield Town property record for 540 Codding Rd, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,658 sqft · built 2003 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $945,000 (Sep 2019) |
| Tax Bill | $20,701 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02909-0000-00011-0103 |
| Primary APN | 20-02909-0000-00011-0103 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,658 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 200290900000001101.3 |
|---|---|
| Street Address | 540 CODDING RD |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WESTFIELD |
| Legal Block | 2909 |
| Legal Lot Number | 11 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 36700 |
540 Codding Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 CODDING RD, WESTFIELD, NJ 07090-4100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 30, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on File |
| Deed Sale | Sep 30, 2019 · Amount on File |
| Prior Sale | May 12, 2004 · Amount on File |
| Deed Document Number | 2019317613 |
| Deed Book / Page | 6341 / 915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 540 CODDING RD, WESTFIELD, NJ 07090-4100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0150453055 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 15045/3055 |
| Instrument | 19855 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 30, 2019 |
| Property Address | 540 CODDING RD, WESTFIELD, NJ 07090-4100 |
| Document Number | 0063410915 |
| Book / Page | 6341 / 0915 |
| Map Reference | MAP 625-D |
| Instrument Date | Aug 27, 2019 |
| Instrument | 317613 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,328.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 CODDING RD, 540, WESTFIELD, NJ 07090-4100 |
| Name | Verified Name |
|---|---|
| Address | 540 CODDING RD, WESTFIELD, NJ 07090-4100 |
The 2025 property tax bill for 540 Codding Rd was $20,701, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $903,200 (-) Land $389,400 Building $513,800 | $903,200 (-) Land $389,400 Building $513,800 | |
| 2025 | $20,701.00 (+1.77%) | $903,200 Land $389,400 Building $513,800 | $903,200 Land $389,400 Building $513,800 |
| 2024 | $20,340.00 | ||
| 2023 | $903,200 Land $389,400 Building $513,800 | $903,200 Land $389,400 Building $513,800 | |
| 2022 | $19,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Codding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 Codding Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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