540 Co Rd 421, Centre, AL 35960 Property Records

Cherokee County property record for 540 Co Rd 421, Centre, AL 35960

Property Summary

Property Type	Mobile Home
Details	840 sqft · built 1992
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on File
Tax Bill	$109 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-02-09-0-000-002.019`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-09-0-000-002.019`
Alternative APNs	`ALT APN:1402090000002019` `12509`

Interior

Building Area	840 sqft Living Area

Exterior

Year Built	Built 1992
Lot Area	16,988 sqft (0.389 acres)
Deck Area	100 sqft

Location & Zoning

Account Number	12509
Street Address	540 COUNTY ROAD 421
City	CENTRE
State	AL
Zip	35960-6524
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM AT SW COR TR G, HUGH STEELE PROPERTY, PB 9/80; N 100'TOPOB; E 170';N 100';W 170';S 100'TO POB
Legal Subdivision	HUGH STEELE PROPERTY
Legal Tract	G
Legal Lot Number	TR-GP
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3012
Census Tract	956000

Owner

Source: Cherokee County records · APN 13-14-02-09-0-000-002.019

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 COUNTY ROAD 421, CENTRE, AL 35960-6524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	540 COUNTY ROAD 421, CENTRE, AL 35960-6524
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225582
Date	Aug 02, 2022
Instrument	225582

Lender

Name	STEPHEN BAKER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$109.00	$2,600 (-) Land $600 Building $2,000	$13,000 (-) Land $3,000 Building $10,000
2024	$109.00 (-2.68%)	$2,600 (-2.99%) Land $600 Building $2,000	$13,000 (-2.99%) Land $3,000 Building $10,000
2023	$112.00 (-2.61%)	$2,680 (-2.19%)	$13,400 (-2.19%) Land $3,000 Building $10,400
2022	$115.00	$2,740 Land $600 Building $2,140	$13,700 Land $3,000 Building $10,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), as of March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199560003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0000188, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.