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540 Clover Dr, Turlock, CA 95380 Property Records

Stanislaus County property record for 540 Clover Dr, Turlock, CA 95380 · Last verified October 2025

Property Summary

Property TypeZero Lot Line
Details3 bd · 3 ba · 1,245 sqft · built 1984
Lot Size0.112 acres (4,880 sqft)
Owner2 Owner Names on File
Last Sale$90,000 (May 1997)
Tax Bill$1,500 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN044-056-041-000

Property Details

APN / Parcel Number

Primary APN044-056-041-000
Alternative APN
  • 0445641

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,245 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Construction TypeWood
Lot Area4,880 sqft (0.112 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0445641
Street Address540 CLOVER DR
CityTURLOCK
StateCA
Zip95380-6364
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Legal DescriptionSUN RAY GDNS #2 LOT 14
Legal SubdivisionSUN RAY GARDENS 02
Legal Lot Number14
JurisdictionSTANISLAUS CA
Township / Civil DivisionTURLOCK
Census Block Group3
Census Block3005
Census Tract3700

Owner

Source: Stanislaus County records · APN 044-056-041-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address540 CLOVER DR, TURLOCK, CA 95380-6364
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Jul 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 1997 · Amount on Record
Deed SaleMay 29, 1997 · Amount on Record
Prior SaleFeb 19, 2003
Deed Document Number0000040795
Deed Book / Page044
Last Transfer DateMay 21, 2003
Transfer Doc0000082137
Record UpdatedJun 07, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address540 CLOVER DR, TURLOCK, CA 95380-6364
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010634
DateFeb 18, 2020
Instrument2020-0010634
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address540 CLOVER DR, TURLOCK, CA 95380-6364
Document Number0000057123
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address540 CLOVER DR TURLOCK CA 953806364, TURLOCK, CA 95380-6364

Mortgage

Document Number0000057123
DateAug 04, 2020
Instrument57123
Lender
NameNORTHERN SIERRA FINANCIAL SERVICES NORTHERN SIERRA FINANCIAL SERVICES
TypeBank
AddressGRASS VALLEY, CA 95945
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 03, 2050

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityTurlock City
Unified School DistrictTurlock Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,500.00 (+2.25%) Homeowner's exemption$146,561 (+4.04%) Land $32,564 Building $113,997
2023$1,467.00 (+1.38%) Homeowner's exemption$140,871 Land $31,300 Building $109,571
2022$1,447.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990037003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Ayera TechnologiesFixed Wireless1,000 / 500
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (unlicensed)100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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