San Diego County property record for 540 Calle Capistrano, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,260 sqft · built 1995 |
| Lot Size | 0.201 acres (8,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $589,000 (Jun 2004) |
| Tax Bill | $9,822 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-441-07-00 |
| Primary APN | 218-441-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,260 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 8,742 sqft (0.201 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 540 CALLE CAPISTRANO |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-8300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 39 TR 012514 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 012514 |
| Legal Block | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20021 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Commercial Mortgage SPLITERO FUNDING INC |
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 9, 2020 | Intrafamily Transfer, Transfer · Construction Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2004 · Amount on Record |
| Deed Sale | Jun 24, 2004 · Amount on Record |
| Prior Sale | Sep 30, 1998 · Amount on Record |
| Deed Document Number | 2004592550 |
| Last Transfer Date | Oct 5, 2020 |
| Transfer Doc | 0000613291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Document Number | 0000024983 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026-0024983 |
| Name | SPLITERO FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Document Number | 0000238037 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023-0238037 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Document Number | 0000086247 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-0086247 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 9, 2020 |
| Property Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Document Number | 0000613291 |
| Map Reference | MAP 12514 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020-0613291 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 CALLE CAPISTRANO, SAN MARCOS, CA 92069-8300 |
| Document Number | 0000613292 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020-0613292 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $861,871 (+2%) Land $391,542 Building $470,329 | |
| 2025 | $9,822.00 (+7.5%) Homeowner's exemption | $844,972 (+4.04%) Land $383,865 Building $461,107 |
| 2023 | $9,137.00 (+1.4%) Homeowner's exemption | $812,162 Land $368,960 Building $443,202 |
| 2022 | $9,011.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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