540 Clifton St, El Cajon, CA 92020 Property Records

San Diego County property record for 540 Clifton St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1957
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$764,000 (May 2023)
Tax Bill	$11,042 (2025)
Deeds & Mortgages	May 2023 Second Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`483-362-08-00`

Property Details

APN / Parcel Number

Primary APN	`483-362-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 CLIFTON ST
City	EL CAJON
State	CA
Zip	92020-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 87 TR 003327
Legal Subdivision	JOEY MANOR
Legal Tract	003327
Legal Block	3
Legal Lot Number	87
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	16301

Owner

Source: San Diego County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 CLIFTON ST, EL CAJON, CA 92020-3802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 5, 2023	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Mar 29, 1985 · Amount on Record
Deed Document Number	2023118485
Prior Transfer Date	Sep 19, 2013
Prior Transfer Doc	0000591088
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2023
Property Address	540 CLIFTON ST, EL CAJON, CA 92020-3802
Document Number	0000118486
Map Reference	MAP 3327
Instrument Date	Apr 13, 2023
Instrument	2023-0118486
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CLIFTON ST, EL CAJON, CA 92020-3802

Mortgage

Document Number	0000118488
Date	May 5, 2023
Instrument	2023-0118488

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 1, 2053

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2023
Property Address	540 CLIFTON ST, EL CAJON, CA 92020-3802
Document Number	0000118485
Map Reference	MAP 3327
Instrument Date	Apr 10, 2023
Instrument	2023-0118485
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 CLIFTON ST, EL CAJON, CA 92020-3802

Mortgage

Document Number	0000118487
Date	May 5, 2023
Instrument	2023-0118487

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,760 (+2%) Land $286,856 Building $523,904
2025	$11,042.00 (+380.92%)	$794,864 (+375.62%) Land $281,232 Building $513,632
2023	$2,296.00 (+2.78%) Homeowner's exemption	$167,123 Land $59,130 Building $107,993
2022	$2,234.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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