Carroll County property record for 540 Clear Ridge Rd, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,326 sqft · built 1996 |
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 1998) |
| Tax Bill | $5,367 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-020904 |
| Primary APN | 02-020904 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,326 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 90,605 sqft (2.08 acres) |
| Garage Type | Mixed |
| Garage Area | 1,872 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 308 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020904 |
|---|---|
| Street Address | 540 CLEAR RIDGE RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HERIT |
| Legal Description | LT 2.082 AC CLEAR RIDGE RD UNION BRIDGE |
| Legal Subdivision | UNION BRIDGE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 502000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Uniontown Historic District listed 1986 · 73 contributing resources · NRIS 86000059 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
540 Clear Ridge Rd is owned and occupied by two individuals who bought it in October 1998.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 CLEAR RIDGE RD, UNION BRIDGE, MD 21791-9033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 1998 · Amount on File |
| Deed Sale | Oct 7, 1998 · Amount on File |
| Prior Sale | May 27, 1998 · Amount on File |
| Deed Document Number | 19981269 |
| Deed Book / Page | 2102 / 344 |
| Transfer Doc | 0000952454 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 540 Clear Ridge Rd was $5,367 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,367.00 (+5.09%) Homeowner's exemption | $513,000 Land $135,800 Building $377,200 | $513,000 Land $135,800 Building $377,200 |
| 2025 | $5,107.00 Homeowner's exemption | ||
| 2023 | $4,600.00 Homeowner's exemption | $407,100 Land $135,800 Building $271,300 | $407,100 Land $135,800 Building $271,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Clear Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Clear Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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