540 Christopher Cv, Lockhart, TX 78644 Property Records

Caldwell County property record for 540 Christopher Cv, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	1,572 sqft · built 2004
Lot Size	0.399 acres (17,380 sqft)
Owner	Individual Name on Record
Last Sale	$176,600 (May 2010)
Tax Bill	$6,059 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300613-007-021-00`

Property Details

APN / Parcel Number

Primary APN	`0300613-007-021-00`
Alternative APNs	`R44518` `44518`

Interior

Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	French
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Slate
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	187 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	30 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	240 sqft
Storage Building	48 sqft

Location & Zoning

Account Number	44518
Street Address	540 CHRISTOPHER CV
City	LOCKHART
State	TX
Zip	78644-2789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEAR FORK ESTATES, BLOCK 7, LOT 21, SECTION 2-B SECTION 2-B
Legal Subdivision	CLEAR FORK ESTATES
Legal Block	7
Legal Lot Number	21
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1012
Census Tract	960300

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 CHRISTOPHER CV, LOCKHART, TX 78644-2789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage IHS MORTGAGE LLC
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage IHS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2010 · Amount on Record
Deed Sale	May 11, 2010 · Amount on Record
Prior Sale	Apr 19, 2010 · Amount on Record
Deed Document Number	20103484
Prior Transfer Date	Apr 16, 2010
Prior Transfer Doc	0000003484
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	540 CHRISTOPHER CV, LOCKHART, TX 78644-2789
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000332
Date	Jan 24, 2018
Instrument	2018-000332

Lender

Name	IHS MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	540 CHRISTOPHER CV, LOCKHART, TX 78644-2789
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001726
Date	Mar 22, 2021
Instrument	2021-001726

Lender

Name	IHS MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,059.00 (+2.85%)	$293,640 (-13.2%) Land $77,690 Building $215,950	$293,640 (-13.2%) Land $77,690 Building $215,950
2025		$338,310 (+11.6%) Land $77,690 Building $260,620	$338,310 (-11.53%) Land $77,690 Building $260,620
2024	$5,891.00 (+16.06%)
2023	$5,076.00 (-14.14%) Homeowner's exemption	$303,144 Land $77,690 Building $304,720	$382,410 Land $77,690 Building $304,720
2022	$5,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
VTX Communications Fixed Wireless	300 / 50

May also be available: AT&T, Hotwire Communications, Spry Air Fiber, Verizon.

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