Benton County property record for 540 Chaparral St, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,351 sqft · built 2019 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,451 (May 2019) |
| Tax Bill | $3,429 (2026) |
| Deeds & Mortgages | May 2019 Sale & Construction Loan Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04922-000 |
| Primary APN | 06-04922-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,351 sqft Living Area |
| Gross Area | 2,991 sqft |
| 1st Floor Area | 2,351 sqft |
| Flooring | Wood |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,140 sqft |
| Porch | Open Porch |
| Porch Area | 223 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 540 CHAPARRAL ST |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 1/26/2017 2017/75-77 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 28 |
| Legal Subdivision | FOREST PARK 2-CENTERTON |
| Legal Lot Number | 81 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20904 |
540 Chaparral St is owned and occupied by two individuals who bought it in May 2019.
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 358 YOUNG LN, MC KENZIE, TN 38201-7375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 10, 2019 | Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BK |
| Aug 8, 2018 | Trustee's Deed, Construction Loan · Line of Credit ARVEST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on File |
| Deed Sale | May 10, 2019 · Amount on File |
| Deed Document Number | 201922857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 10, 2019 |
| Property Address | 540 CHAPARRAL ST, CENTERTON, AR 72719-5035 |
| Document Number | 0000022857 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 22857 |
| Transaction Type | Construction Loan |
| Record Updated | May 22, 2019 |
| Title Company | FIRST NATIONAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.89 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 358 YOUNG LN MC KENZIE TN 382017375, MC KENZIE, TN 38201-7375 |
| Document Number | 22858 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 22858 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | MCKENZIE, TN 38201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 9, 2020 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Aug 8, 2018 |
| Property Address | 540 CHAPARRAL ST, CENTERTON, AR 72719-5035 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 41210 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 502 SW BRIGHTON DR BENTONVILLE AR 727123986, BENTONVILLE, AR 72712-3986 |
| Document Number | 0000041210 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 41210 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | BENTONVILLE, AR 72712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 7, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 540 Chaparral St was $3,429 with a homeowner's exemption, up 1.4% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,429.00 (+1.36%) Homeowner's exemption | $81,770 (-) Land $19,600 Building $62,170 | $408,850 Land $98,000 Building $310,850 |
| 2025 | $3,383.00 Homeowner's exemption | $81,770 Land $19,600 Building $62,170 | |
| 2024 | $408,850 (+40.84%) Land $98,000 Building $310,850 | ||
| 2023 | $3,418.00 Homeowner's exemption | $58,060 Land $11,000 Building $47,060 | $290,300 Land $55,000 Building $235,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 Chaparral St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Chaparral St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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