Harris County property record for 540 Cascade St, Bellaire, TX 77401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,195 sqft · built 2019 |
| Lot Size | 0.192 acres (8,380 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $521,300 (Dec 2016) |
| Tax Bill | $22,023 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2020 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 078-012-000-0005 |
| Primary APN | 078-012-000-0005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,195 sqft Living Area |
| 1st Floor Area | 1,942 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,380 sqft (0.192 acres) |
| View / Lot | Neighborhood |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0780120000005 |
|---|---|
| Street Address | 540 CASCADE ST |
| City | BELLAIRE |
| State | TX |
| Zip | 77401-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 CEDAR OAKS SEC 2 |
| Legal Subdivision | CEDAR OAKS SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 420900 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 CASCADE ST, BELLAIRE, TX 77401-5035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZB NA |
| Feb 1, 2020 | Loan Modification, Mortgage AMEGY BK |
| Nov 13, 2018 | Deed of Trust, Mortgage AMEGY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2016 · Amount on Record |
| Deed Sale | Dec 20, 2016 · Amount on Record |
| Prior Sale | Jul 10, 2013 · Amount on Record |
| Deed Document Number | 2016569239 |
| Prior Transfer Date | Dec 19, 2016 |
| Prior Transfer Doc | 0000569239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 540 CASCADE ST, BELLAIRE, TX 77401-5035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | NOT AVAILABLE, CHARTER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2021284887 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-284887 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 540 CASCADE ST, BELLAIRE, TX 77401-5035 |
| Document Number | 0000103048 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 CASCADE ST BELLAIRE TX 774015035, BELLAIRE, TX 77401-5035 |
| Document Number | 0000103048 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 103048 |
| Name | AMEGY BK |
|---|---|
| Type | Bank |
| Address | ROSENBERG, TX 77471 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 540 CASCADE ST, BELLAIRE, TX 77401-5035 |
| Document Number | 0000519937 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | CHARTER TITLE CORPORATION, CHARTER TITLE CORP. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 CASCADE ST BELLAIRE TX 774015035, BELLAIRE, TX 77401-5035 |
| Document Number | 0000519937 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 519937 |
| Name | AMEGY BK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellaire City |
| County | Harris County |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,534,500 (+1.83%) Land $519,120 Building $1,015,380 | $1,534,500 (+1.83%) Land $519,120 Building $1,015,380 | |
| 2025 | $22,023.00 (+9.61%) Homeowner's exemption | $1,506,900 (+22.11%) Land $467,208 Building $1,039,692 | $1,506,900 (+22.11%) Land $467,208 Building $1,039,692 |
| 2024 | $20,092.00 (+10.12%) | ||
| 2023 | $1,234,093 Land $408,807 Building $825,286 | $1,234,093 Land $408,807 Building $825,286 | |
| 2022 | $18,246.00 (-9.55%) | ||
| 2020 | $20,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 512 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 512 in force |
| Nearby Flood Claims | 318 (1979–2024) |
| Claims Outside the SFHA | 107 of 318 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLAIRE serves 18,090 people · EPA ID TX1010004 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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