540 Broadway, Gilroy, CA 95020 Property Records

Santa Clara County property record for 540 Broadway, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,205 sqft · built 1949
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2012)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-32-027`

Property Details

APN / Parcel Number

Primary APN	`790-32-027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,205 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	140 ft deep x 57 ft wide
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	540 BROADWAY
City	GILROY
State	CA
Zip	95020-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MAP J2 977
Legal Subdivision	LOUPE
Legal Block	6
Legal Lot Number	3-5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1032
Census Tract	512513

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 BROADWAY, GILROY, CA 95020-4303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage GUILD MORTGAGE CO
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2012 · Amount on Record
Deed Sale	Jan 27, 2012 · Amount on Record
Prior Sale	Jan 27, 2012 · Amount on Record
Deed Document Number	201221515539
Prior Transfer Date	Jun 7, 2004
Prior Transfer Doc	0017843187
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	540 BROADWAY, GILROY, CA 95020-4303
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BROADWAY, GILROY, CA 95020-4303

Mortgage

Document Number	0025614362
Date	Mar 26, 2024
Instrument	25614362

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	540 BROADWAY, GILROY, CA 95020-4303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023625818
Date	Apr 14, 2017
Instrument	23625818

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	540 BROADWAY, GILROY, CA 95020-4303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024004432
Date	Aug 16, 2018
Instrument	24004432

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	540 BROADWAY, GILROY, CA 95020-4303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BROADWAY, GILROY, CA 95020-4303

Mortgage

Document Number	0024609962
Date	Sep 11, 2020
Instrument	24609962

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$320,154 (+2%) Land $185,765 Building $134,389
2025	$3,880.00 (+2.29%) Homeowner's exemption	$313,877 (+4.04%) Land $182,123 Building $131,754
2023	$3,793.00 (+1.74%) Homeowner's exemption	$301,690 Land $175,051 Building $126,639
2022	$3,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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