540 Broadway Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 540 Broadway Ave, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,560 sqft · built 1993
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Apr 2026)
Tax Bill$1,947 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Apr 2026 Sale
+ 7 more
Flood ZoneZone X (minimal risk)
APN088150A000

Property Details

APN / Parcel Number

Primary APN088150A000
Alternative APN
  • 6-006A-4431-0F-0069.0000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,028 sqft
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
TerrainRolling
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number088150A000
Street Address540 BROADWAY AVE
CitySAINT CHARLES
StateMO
Zip63301-0936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionST CHAS HGTS BLK F LOTS 69 & 70
Legal SubdivisionST CHAS HGTS
Legal BlockF
Legal Lot Number69
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2000
Census Tract310400

Owner

540 Broadway Ave is owned and occupied by two individuals who bought it in April 2026.

Source: St. Charles County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Line of Credit
AMERICAN BANK OF MISSOURI
Apr 20, 2026Warranty Deed, Transfer
TITLE PARTNERS
Apr 20, 2026Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Oct 4, 2021Warranty Deed, Transfer
Oct 4, 2021Warranty Deed, Transfer
Oct 5, 2021Warranty Deed, Transfer · Line of Credit
FIRST STATE BANK OF ST CHARLES MO
Oct 5, 2021Warranty Deed, Transfer · Line of Credit
FIRST STATE BANK OF ST CHARLES MO
Oct 21, 2019Quit Claim Deed, Transfer · Line of Credit
MISSOURI BANK
Jul 12, 2017Warranty Deed, Transfer
FREEDOM TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2026 · Amount on File
Deed SaleApr 20, 2026 · Amount on File
Prior SaleApr 20, 2026 · Amount on File
Deed Document Number202618071
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 JOHN MEYER DR, SAINT CHARLES, MO 63304-5622

Mortgage

Document Number0000021575
DateApr 14, 2022
Instrument2022R-021575
Lender
NameAMERICAN BANK OF MISSOURI
TypeBank
AddressSAINT LOUIS, MO 63131
Agreement
TypeLine of Credit
AmountAmount on Record

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 20, 2026
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Document Number0000018071
Instrument DateApr 20, 2026
Instrument202618071
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyTITLE PARTNERS

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
InvestorPossibly a Property Investor

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionST CHARLES MO
Recording DateApr 20, 2026
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Document Number0000018070
Instrument DateApr 20, 2026
Instrument202618070
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyTITLE PARTNERS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 CHESTNUT RIDGE CT, SAINT CHARLES, MO 63303-4473

Mortgage

Document Number0000018072,
DateApr 20, 2026
Instrument202618072
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 4, 2021
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Document Number2021R082423
Map ReferenceMB 3 PG 87
Instrument DateOct 1, 2021
Instrument2021R-082423
Transaction TypeTransfer
Record UpdatedOct 15, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33097 CRAZY HORSE DR, 33097, NEW FLORENCE, MO 63363-1916

Transferred To (Grantee/Buyer)

NameVerified Name
Address2156 YALE AVE, SAINT LOUIS, MO 63143-1412
InvestorPossibly a Property Investor

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 4, 2021
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Document Number0000082423
Map ReferenceMB 3 PG 87
Instrument DateOct 1, 2021
Instrument2021R-082423
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33097 CRAZY HORSE DR, NEW FLORENCE, MO 63363-1916

Transferred To (Grantee/Buyer)

NameVerified Name
Address2156 YALE AVE, SAINT LOUIS, MO 63143-1412
InvestorPossibly a Property Investor

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 5, 2021
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Document Number2021R082742
Map ReferenceMB 3 PG 87
Instrument DateSep 30, 2021
Instrument2021R-082742
Transaction TypeTransfer
Record UpdatedOct 18, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2156 YALE AVE, 2156, SAINT LOUIS, MO 63143-1412

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 JOHN MEYER DR, SAINT CHARLES, MO 63304-5622

Mortgage

Document Number2021R082743
DateOct 5, 2021
Instrument2021R-082743
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueOct 1, 2022

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 5, 2021
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Document Number0000082742
Map ReferenceMB 3 PG 87
Instrument DateSep 30, 2021
Instrument2021R-082742
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2156 YALE AVE, SAINT LOUIS, MO 63143-1412

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 JOHN MEYER DR, SAINT CHARLES, MO 63304-5622

Mortgage

Document Number0000082743
DateOct 5, 2021
Instrument2021R-082743
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueOct 1, 2022

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateOct 21, 2019
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Document Number0071660623
Book / Page007166 / 000623
Instrument DateOct 18, 2019
Instrument591930
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 BROADWAY AVE ST CHARLES MO 633010936, ST CHARLES, MO 63301-0936

Mortgage

Document Number71660625
DateOct 21, 2019
Book Page007166/000625
Instrument591940
Lender
NameMISSOURI BANK
Address104 N STATE HIGHWAY 47, WARRENTON, MO 63383-2124
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 20, 2049
Interest
Rate TypeAdjustable Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 12, 2017
Property Address540 BROADWAY AVE, SAINT CHARLES, MO 63301-0936
Document Number0067731375
Book / Page006773 / 001375
Instrument DateJul 7, 2017
Instrument428990
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyFREEDOM TITLE

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 BROADWAY AVE ST CHARLES MO 633010936, ST CHARLES, MO 63301-0936

Tax Assessment & Valuation

The 2025 property tax bill for 540 Broadway Ave was $1,947, up 2.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,860 (-)$162,422 (-) Land $40,000 Building $122,422
2025$1,947.00 (+2.69%)$30,860$162,422 Land $40,000 Building $122,422
2024$1,896.00
2023$29,327
2022$154,357 Land $30,000 Building $124,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Broadway Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims89 (1979–2022)
Claims Outside the SFHA19 of 89
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 4 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Broadway Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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